Pretty much the same as in the states, no? If you don't work for an employer who sponsors a defined…
Letting off hadley is surely a big mistake , he will do this more now and set up more pension…
Standard Life was fine until Gordon Brown started playing 'ducks and drakes' during the last century - now we have…
The Microsoft references are rhetorically effective, but analytically misleading. Microsoft went public in 1986 and did not pay a dividend…
Tag Archives: Financial services
Creating a National Care Service and the triple lock- Andy Burnham
..we need to be honest about the changes that are needed to pay for it. And I do not believe it makes sense to preserve the current triple lock while so many pensioners face the risk of catastrophic care costs Continue reading
Posted in pensions
Tagged Andy Burnham, Business, DWP, Financial services, Government, Investment, pension, Pensions, Social care
2 Comments
Did the financial industry close private DB schemes and SERPS?
the financial service companies, as they once explained to me, hated DB because it wasn’t a product they could replicate. They preferred to provide pots, taking a fee for AUM, leaving all the risk on the working man/woman. Continue reading
Posted in pensions
Tagged #pensions, Business, DB, Financial services, Government, Pensions, workplace Pensions
12 Comments
“My pension offer” – explaining CDC to a confused sceptic 12 years ago!
This is a blog I published 12 years ago on 28th September 2014. It is now 12 years old and shows that the debate has been broadly the same for some time! Continue reading
Posted in advice gap, auto-enrolment, CDC, pensions, with-profits, workplace pensions
Tagged annuities, Business, Business and Economy, CDC, collective, DC Defined Contributions, Defined benefit pension plan, Drawdown, DWP, Employment, Financial services, flexible drawdown, Flumps, Government, Human Resources, Insurance, NEST, pension, Pension Regulator, Pensions, Retirement
Leave a comment
Things can only get better: for pensions – and for Britain too!
Over the weekend, I have had a number of conversations with friends who find the proposition from Andy Haldane that this Government incentivises “effective investment” into the UK with home-bias taxation. I know that we have not heard the … Continue reading
Posted in pensions
Tagged 1993, CDC, D;REAM, dc pensions, Financial services, NEST, pension, Pension new, pension playpen, Pensions, Retirement
5 Comments
Ever lost your identity? I did on LinkedIn and it feels weird.
I lost my identity yesterday while travelling about London. One moment I was Henry Tapper , enjoying myself on Linked in , the next I had no way to identify myself. The process of identifying myself led to a what … Continue reading
Posted in pensions
Tagged Business, Financial services, identity, linkedin, pension playpen, Pensions
Leave a comment
Major news from Nest which points to a pensions success.
It is easy to poke fun at consolidation and the establishment of megafunds. It is not easy to create a pension fund that invests nearly a quarter of its assets as Nest does in Britain, in its infrastructure and production. … Continue reading
Posted in pensions
Tagged assets, Business, CDC, DWP, Financial services, Government, Long Term Assets, National Employment Savings Trust, NEST, pension, Pensions, Retirement, Scale
Leave a comment
Productivity green shoots boosted by financial services;-Thomas Aubrey
Productivity green shoots boosted by financial services The latest data suggest the UK’s labour productivity may finally be emerging from a lengthy period of stagnation thanks to a pick-up in financial services. Thomas Aubrey highlights the potential of the Insurance … Continue reading
Finfluence; a safer way to learn about money?
There has been a lot of discussion this week about whether we should stop the young from watching things on social media. I wonder if the readers of this blog are not prone to spending too much of their time … Continue reading
Posted in pensions
Tagged AgeWage, Business, CDC, CDC Code, DWP, FCA, Financial services, pension playpen, Pension Regulator, Pensions, Retirement, TPR, VFM, workplace savings
Leave a comment
Isn’t “value for money” too late for DC workplace saving?
I enjoyed Kirby Rappell’s explanation of how his firm -” SuperRatings”- has succeeded in Australia providing consumers with value for money ratings on their “pensions”. You can hear him talking to Nico and Darren here on the latest podcast (#142) … Continue reading
Posted in pensions
Tagged AgeWage, Business, CDC, CDC Code, DWP, FCA, Financial services, pension playpen, Pension Regulator, Pensions, Retirement, TPR, VFM, workplace savings
2 Comments
We need to save for our futures before we end up like the French – Tom McPhail
I hope you had a happy Christmas and are queuing up for a happy new year! Here is Tom to help you as you wait to get going again! Here is a belated Christmas present, Tom for boxing day. Maybe … Continue reading
Posted in pensions
Tagged Employment, Financial services, Pensions, Retirement, state pension, Steve Webb, Tom McPhail
4 Comments
You posed some specific UK questions. Do UK DB and DC plans require an annuity by default, with spousal consent…