Tag Archives: Financial services

A tragic tale of a split pension.


    This is the sad story of how someone, intent on running her finances independently of her “ex”, destroyed her personal financial security. It relates to a former member of my family and I am desperately sorry for her, … Continue reading

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Plebicide and Suicide – Con Keating on post-Brexit pensions


In the post-Brexit period, I have listened to no fewer than three investment consultants advocating the immediate hedging of interest rate risk in our pension scheme “as the deficit is likely to blossom in the event of further quantitative easing”, … Continue reading

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A little bit of anarchy does you good


I’m grateful to my Swedish friend Per Andelius for finding this. Provenance has kindly been provided by readers (see comments). In game theory, the “price of anarchy” describes how individuals acting in their own self-interest within a larger system tend … Continue reading

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Your ten point checklist when choosing a pension


  The law says you have to choose a workplace pension for your auto-enrolment eligible staff. But it doesn’t say how! The Pensions Regulator’s website, while excellent on auto-enrolment compliance, is pretty hopeless in helping you choose a pension. So … Continue reading

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Searching for the Loch Ness Monster


  The Investment Association has concluded that hidden charges within funds are like the Loch Ness Monster, much talked about but never seen. Presumably those of us consumers seeking to find the financial Nessie are like the cranks who sit upon … Continue reading

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So who gave Mark Carney the keys?


Ros Altmann, along with many others is concerned that a side-effect of the measures announced to bounce our economy out of  Brexit blues, will be to require employers to pump money into pensions and not into jobs, research and building new … Continue reading

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“Only rich people think small amounts don’t matter”


That’s a quote from Debora Price and I’m making it a strap for whatever campaign I can cobble together to make Government Incentives happen for those who qualify for them , but can’t get them because their trustees don’t collect … Continue reading

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The new politics of pensions


  What has leaving the European Union some time in 2019 have to do with four new Ministers at the DWP and as many at the Treasury?   We currently have no shadow pension minister, Angela Rayner who became shadow … Continue reading

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Wake up to the PPF!


  It was good to oversleep and wake up not to the lark (metaphorical here in EC4), but to Alan Rubenstein purring about his Pension Protection Fund. Pension Protection Fund figures published yesterday show the lifeboat scheme has £4.1bn surplus and … Continue reading

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“Just because you’ve built it”..Some home truths about robo-advice.


The problem with Alan and Gina Miller is they are right, and they say the things that the financial services industry don’t want to hear. Before the TTF was a gleam in our eye , they were proving we were … Continue reading

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