Tag Archives: DB pension

Holidays for the have it and want its. A pension special!

The reality of August is played out on beaches not boardrooms. People are at work doing the tough thing which is to keeping the show on the road while the deal-makers are sunning it in villas abroad or perhaps hosting … Continue reading

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Is Shell De-risking or De-stroying its pension good will?

I’ve been outing poor practice at the BP DB scheme. It may just have become too big for the insurers but it hasn’t woken up to the advantage of running on. Now the champion Beverly Ord has brought to my … Continue reading

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Rehearsing complexity is madness; pension innovation is simple.

The master trusts and large occupational DC schemes that manage our retirement savings have been told to get on with becoming “full pension schemes” , echoing the Australian regulator in demanding these behemoths meet the needs of savers every step … Continue reading

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A pension surplus is of little use to an employer – it should stay that way!

  This is how the DWP introduces the question of surplus funding  in its consultation on options for defined benefit schemes. Incentives for employers to invest for surplus are currently quite weak. Employers have little to gain from any surplus, … Continue reading

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GMP equalisation; will my DB transfer get a top-up?

This blog is a Q&A from the Daily Mail’s”This is Money” online service . I love reading Steve Webb’s answers which are as authoritative and simple as Martin Lewis’. “I transferred my final salary pension to my private pension scheme … Continue reading

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I outsourced my pension fund to a Fiduciary Manager (but didn’t know it)

I discovered I’d outsourced my personal pension fund to a Fiduciary Manager. So had all my colleagues, so had 90% of the 14,000 personal pension holders who are my clients and so had the trustees and sponsors of all the Schemes I’d been involved in at Zurich and Eagle Star Continue reading

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