Tag Archives: DC pension
Are DC pensions due an upgrade? TPR announces something…
I am pleased to see that TPR is revamping its regulation of DC. It has made an announcement of the framework it is creating to focus its efforts on master trusts and what it will be doing for other … Continue reading
Could DC consolidation cause a fresh pension crisis?
In this blog I argue that DC has its own version of LDI which is still embedded in many occupational DC schemes. Transferring out of these schemes risks crystallising losses for savers – akin to “losing the LDI … Continue reading
WTW can bring pensions to life for DC savers, but they need our help.
The headline says everything that is right about Willis Towers Watson’s intention and captures the problem it is facing. The DC saver needs a simple way to turn their pot to a pension, but breathing life into “CDC or “Collective … Continue reading
DC savers left in “backwaters fouled with complexity” – clean up hybrids now!
In my recent blog ” We can;t risk hybrid DC schemes being left behind. I argued that many member’s benefits are being left in a backwater fouled by complexity. The DWP have chosen to treat small DC schemes that sit … Continue reading
“Beware the mastertrust my son!” 6 reasons to be careful
Ok. It may not have jaws that bite or claws that clutch or be quite as frightful as the Jubjub bird, but the mastertrust may be no friendlier than Lewis Carroll’s Jabberwock. This is not a trendy thing to … Continue reading
I outsourced my pension fund to a Fiduciary Manager (but didn’t know it)
I discovered I’d outsourced my personal pension fund to a Fiduciary Manager. So had all my colleagues, so had 90% of the 14,000 personal pension holders who are my clients and so had the trustees and sponsors of all the Schemes I’d been involved in at Zurich and Eagle Star Continue reading