Henry. It is all happening far too late for us elderly, born last century and been underpaid historicly by anything…
It is the valuation process that has created artificially high required contribution rates. I believe the Strathclyde pension scheme's employer's…
From April 2027 the PR of a deceased will be required to include pensions in the IHT filing it is…
The worry is that large providers (including the Government owned Nest) are treating the Pensions Dashboard as a compliance item…
Tag Archives: master trusts
What about bulk transfers from DC to Collective Pensions (CDC)?
This is a tricky question for everyone and I will not give it full justice in a short piece, but let me explain the issue. We know that the pensions market is dependent on inertia. The success of pension schemes … Continue reading
As they approach guided retirement – for how much longer will master trusts de-risk?
I thought this a very interesting study of how far DC master trusts have come developing their investment strategies. Summary findings This analysis examines asset allocation across DC master trusts during the accumulation phase. Data reflects assets in 25 master … Continue reading
Posted in pensions
Tagged CDC, dc, Guided retirement, master trusts, Pensions Regulator, TPR
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Should L&G DC Trustees be selling us “pensions made easy”?
You can read the post from Helen McEwan from this link First , let me get my grouch out, I am in a workplace L&G GPP and I and all like me, do not get a “member’s forum” as delivered … Continue reading
From minnow to monster- will workplace GPPs become CDC?
It’s five years since WTW produced this research and it’s only now that the Government is taking it seriously. This second advert for CDC is rather easier to understand and is from our Pension Minister. If you run a workplace … Continue reading
Master trusts get a gentle kick up the bum!
The Mansion House reforms are giving workplace pensions a welcome kick up the bum. I can see four strategies taking hold over the next 12 months Renovation through acquisition Re-energising pensions for small employers A flight to quality for … Continue reading
Will the cost of living crisis lead to a run on the (pension) pot?
Around the turn of the century I wrote my first Government pension consultation response., it was for Eagle Star and was supposed to have been signed off by someone in policy. It wasn’t and it went to Government including … Continue reading
Risk sharing – a trouble shared or simply squashed?
What do we mean by risk sharing? My friend Con Keating has criticized me for advocating CDC as a scheme for pensioners only telling me that there is no risk-sharing between a 65 and 95 year old because they have … Continue reading
What is consolidation doing to DC contribution rates? WTW’s surprising results!
FTSE 350 Defined Contribution Pension Survey 2020 https://t.co/iD5kcNLMfR via @WTW_uk — Henry Tapper (@henryhtapper) July 13, 2021 The collapse in confidence among small pension schemes gathers pace as Corporate Adviser reports. Two-thirds of employers who currently run their own trust-based … Continue reading
Posted in pensions
Tagged CDC, consolidation, Gemma Burrows, master trusts, Roy Edie, WTW
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Time for master trusts to take a fresh look at retirement income?
I’m really pleased this blog is getting a lot of reads; I hope some of them are from people who fund , manage and govern our master trusts – our next great pension story! We now have primary legislation in … Continue reading
Trouble at till …Tesco’s pricing problems are a lesson to us all!
Something’s wrong at Tesco when the offers you see on the shelves don’t show up on your bill. The BBC went shopping and in 33 of 50 stores visited, multi-buy promotions were marked on the shelf, but the time-limited discounts were not … Continue reading
Posted in pensions
Tagged Asset market study, FCA, master trusts, pensions, Tescos, Trouble at till, workplace Pensions
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Surely St Andy of t'North can just borrow lots of money from his Abu Dhabi chums? Is that why we…