Tag Archives: personal pensions

“The most kindest cut of all” – axing IHT exemptions would do pensions a favor.

My advice to the Treasury is simple “make DC pension pots taxable as part of the inheritable estate”.  It’s a tax break we can do without  The situation at present is like this Take your money out of your pot … Continue reading

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Will the cost of living crisis lead to a run on the (pension) pot?

  Around the turn of the century I wrote my first Government pension consultation response., it was for Eagle Star and was supposed to have been signed off by someone in policy. It wasn’t and it went to Government including … Continue reading

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What are we to make of the Financial Ombudsman?

The Financial Ombudsman’s annual report – published yesterday – shows strong demand for its services. But the perception of what FOS does seems to be wider than it should be. Many people use FAS as a money advice service , … Continue reading

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Small employers need a voice in the AE review

Yesterday I reported on the male hegemony of the three chairs of the advisory groups for the Automatic Review. There is a little diversity in the composition of the rest of the group. It’s comforting to see familiar names who … Continue reading

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Money Box Live this lunchtime- penalty fees on pensions?

I’m more  excited than ever this morning as later I’ll be cycling up to Broadcasting House to talk on Money Box about the Chancellor’s plans to cap early redemption fees on pensions with Claire Trott and Paul Lewis. It’s going to … Continue reading

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Why we will have to wait for our freedom.

A prospect of market failure The sentence may have been over-turned but the prisoner is not free. At best he can wander the prison yard but the prison gates remain locked and even when they open , the pension will … Continue reading

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Can pensions find a unified voice?

There are no great and good anymore- the availability of information has meant a democratisation and demystification of the pensions hieirarchy. The information revolution has done for the pensions oligarchy what usury did for feududalism and it’s not taken 100 years, it hasn’t taken 100 months!
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