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Tag Archives: personal pension
What is the future for GPP workplace pensions.
My DC pot was established with L&G by First Actuarial, my employer at the time of auto-enrolment. We were going to use Prudential but that large insurer which is now offering pensions through M&G had recently withdrawn from writing … Continue reading
2/3 of us don’t think we’re saving for a pension with a workplace pension.
Chris Marchant’s article is here. “Two thirds of people admit they will rely on the state pension ‘to some extent’ in retirement, according to research by Hargreaves Lansdown. Almost one-in ten say they will be totally dependent on the … Continue reading
Posted in pensions
Tagged Collective Pensions, Hargreaves Lansdown, personal pension, state pension, Survey
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What’s unique about a pension? I don’t want to be in a cohort of one!
Here is where the problem is. Large consultants are looking to create a new kind of retirement income service , where what is delivered is unique to each person. Let’s not get carried away.There is nothing unique about the state … Continue reading
What Labour’s IHT change really does to DC pensions
This blog is from Russ Oxley. With over 25 years of experience in the financial industry, Russ brings a unique combination of expertise to the table. He started his career in the City in 1997, where he honed his skills … Continue reading
Paul Todd of NEST- 10.30 am – this morning – joining link here.
You are cordially invited to join our next Coffee Morning THIS MORNING at which Paul Todd, COO of NEST will be talking and answering our questions. If you want to understand where Nest is coming from, press the button on … Continue reading
Posted in pensions
Tagged annuity, NEST, Paul Todd, pension playpen, personal pension
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Paul Todd explains Nest’s approach to paying pensions
You are cordially invited to join our next Coffee Morning at which Paul Todd, COO of NEST will be talking and answering our questions. If you want to understand where Nest is coming from, press the button on the you … Continue reading
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Tagged annuity, NEST, Paul Todd, pension playpen, personal pension
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The unintended consequences of pension tax-reform; NB IFS.
Over the weekend I wrote a piece arguing that GPPs are now trapping millions of savers in structures that are largely being abandoned by Government, Regulators, Employers and Pension Providers Ros Altmann, with whom I work to banish the net-pay … Continue reading
Has Stephen Timms just thought the unthinkable?
I’ve had the pleasure of listening to Stephen Timms talk twice in two days and not only does he deliver what he has to say with dignity and feeling, what he says has a humanity about it that reminds … Continue reading
Posted in pensions
Tagged CDC, Drawdown, master trust, Master trust assurance, personal pension
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No one should ever have to buy a poor annuity again.
I’ve just read an article that could best be described as smug. It’s written by a lawyer in the financial regulation team of Foot Anstey – Alan Hughes. I don’t know Alan but I know his firm and have a … Continue reading
Posted in advice gap, age wage, annuity, pensions
Tagged annuity, Drawdown, GAR, George Osborne, pension, personal pension
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