here’s what you’ve been saying
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Tag Archives: Hymans Robertson
Pension paralysis over the net-pay rip off.
I won’t bore you with a list, but there are 31 blogs on this site dealing with various aspects of the net-pay rip-off which is denying hundreds of thousands of low-paid people the incentive promised them by HMRC for contributing … Continue reading
Posted in Payroll, pensions
Tagged HMRC, Hymans Robertson, net-pay, Paralysis, pensions, Research, tax relief
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Insuring too much for living too long
I went to an interesting debate this morning about the DB deficit crisis (what crisis?). A number of interesting things emerged, such as a statement that a pension scheme cannot get a real return on its investments. I looked at … Continue reading
Posted in pensions
Tagged buy-in, buy-out, ft, Hymans Robertson, ILC, ILC-UK, Insurance, jo cumbo, LDI, Longevity, Technology
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Why a 12% pension saving rate is wrong.
I had hoped to talk yesterday with and today about Lord Turner and the meeting of minds at the Pension and Lifetime Savings Association. The change of title a year ago had, I hoped , heralded a more open … Continue reading
Posted in pensions
Tagged DWP, Guided outcomes, Hymans Robertson, pensions, PLSA, Richard Harrington, The Pensions Regulator
5 Comments
“Blindsided!”-investment consultants caught by FCA’s rabbit punch
Nobody saw it coming. I went to a conference of investment consultants earlier in the month, the FCA’s Market Review was not on the agenda of any of the day’s sessions. But the FCA’s proposal to make a MARKET INVESTIGATION REFERENCE … Continue reading
Posted in pensions
Tagged 2017, Actuary, Aon, defined benefit, FCA, first actuarial, Hymans Robertson, IGC, Innovation, LCP, Market Review, Mercer, pension, Technology, TPR, WTW
2 Comments
Ros Altmann’s got her mojo working!
This article is best read to the sound of Muddy Waters 1966 version of “I got my mojo working”, if you aren’t in the quiet carriage, click on the video at the bottom and enjoy your next three minutes. Many … Continue reading
Posted in pensions, Ros Altmann
Tagged AE, auto enrolment, Business, Hymans Robertson, mojo, Muddy Waters, pensions, Ros Altmann, true potential
12 Comments
Why we will have to wait for our freedom.
A prospect of market failure The sentence may have been over-turned but the prisoner is not free. At best he can wander the prison yard but the prison gates remain locked and even when they open , the pension will … Continue reading
Posted in pensions
Tagged annuity, Chris Noon, dc pensions, Defined benefit pension plan, defined benefit pension schemes, Dispatches, DWP, Employment, Freedom and choice in pensions, Hymans Robertson, pension freedom, Pension new, pension playpen, pensions, personal pension, personal pensions, Retirement, Steve Webb
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