Thanks Nest Insight for addressing one of the biggest questions for young people working out how to prioritise their spare cash.
Hymans Robertson excellent report has sensible suggestions on how youngsters wanting a pension to help them buy a house, might go about it
Page 7
Scheme actuaries use a nominal gilt yield curve, which they assert directly matches the currency and inflation exposure of those…
"prefers to compare the returns with a liability proxy (a mixture of gilt maturities)" Are those Index-Linked gilts, given that…
I agree the major problem with DC is that it has been designed as a savings plan not to provide…
Oh, and I think this confusion leading to DB being viewed as a pot by members is an unintended consequence…
Thanks for your reply. I hope it does successfully "embed both the real rate and expected inflation in one number".…