Monthly Archives: October 2021

Today is national pension tracing day

It can be daunting to know where to start to find a lost pension pot. Our resource centre offers step-by-step, simple guidance to round up savings which may be lost or forgotten: #NPTD #GreatPensionTreasureHunt — National Pension Tracing Day … Continue reading

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A ghoulish weekly Covid report – Covid-arg

                                                                                                       Friday Report: Issue 54  By: Adele Groyer, John Roberts and Dan Ryan COVID-19 Actuaries Response Group – Learn. Share. Educate. Influence. COVID-19 is still one of the hottest topics for scientific papers and articles. The COVID‑19 Actuaries … Continue reading

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Workplace Pensions with a Purpose

I’ve been watching s “Pension with a Purpose” networking group develop. You can read about it here. The supply chain leads from asset managers to large pension funds but doesn’t quite reach the member – this is a member’s club … Continue reading

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Employers’ – don’t kid yourselves -you don’t pay pensions anymore

Read this statement carefully, it’s not from a DB survey, it’s from LCP’s DC survey and I don’t think that those 77% of employers really meant to say that it is the employer’s responsibility to provide sufficient income for employees … Continue reading

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Alice’s world of “Look through”; exploring the DC fee phantasmagoria

“In previous consultations some stakeholders outlined that look-through can drive up the overall cost of investing in this type of vehicle to such an extent as to make it commercially unviable” This statement is drawn from the DWP’s consultation outcome … Continue reading

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Should 1.2m workplace pension savers laugh or cry?

I’m republishing yesterday’s blog on the Government’s decision to align the positions of low earning savers however their employer pays their contributions. The original was heavily edited through the day and this updated version reflects the views of many of … Continue reading

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A worm’s eye view of Rishi’s big problem

By any stretch, this was an intelligent budget. The Chancellor shared with parliament and the nation the problem he has dealing with increased demands on the state while wanting the state to make decreasing demands on us. If the aim … Continue reading

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A victory of sorts for the low paid retirement saver

#Budget2021: “The government will introduce a system to make top-up payments in respect of contributions made in 2024-25 onwards directly to low-earning individuals saving in a pension scheme using a Net Pay Arrangement.” — Josephine Cumbo (@JosephineCumbo) October 27, 2021 … Continue reading

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Loosening the pension charge cap

This move will enable your #pension scheme to invest more widley to help ‘build back better’. The deal is you may pay higher charges with no guarantee of higher returns. — Josephine Cumbo (@JosephineCumbo) October 27, 2021 Plans to … Continue reading

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Emissions up?! Ain’t that a kick in the head

We’ve had a kick in the head from the numbers. According to the Emissions Gap 2021 report published by the UN, the world got hotter last year and emissions went up globally. “This report is another thundering wake-up call. How … Continue reading

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