Monthly Archives: September 2017

First Actuarial- proud to work for you!


  I had a nice surprise over breakfast; whizzing through my emails I found that while I’ve gone on holiday, they’ve issued a FAB press release! 50:50 claim by PLSA is “dangerously misleading” says First Actuarial First Actuarial chastises the … Continue reading

Posted in actuaries, pensions | Tagged , , , , , | 3 Comments

“Glass half-full please!”


Glass half empty Imagine you are heading the motor industry’s trade body and you put out a statement telling the public that small cars are unsafe. It would be true in as much as tanks rarely come off worse in … Continue reading

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Paying pensioners won’t get any easier


In  pensions “freedom” is the buzzword.  People can have what they want- how they want it and we all know what that means! It means that down the line there is potential for administrative chaos. Payroll depends on uniform rules, the … Continue reading

Posted in Payroll, Pension Freedoms, pension playpen, pensions | Tagged , , , , , , | 1 Comment

“NO!” to the PLSA’s self-serving proposals


I write as Henry Tapper , not First Actuarial, First Actuarial is a member of the PLSA and will have its own response to its DB’s Taskforce’s Opportunities for Change. A timely response now can lead to a more considered response … Continue reading

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Labour adopts CDC for good retirement outcomes


  This week , the Labour Party’s list of policies became one longer when shadow pension minister Alex Cunningham announced that reviving the mothballed secondary legislation to enable collective defined contribution schemes would happen under a future Labour Government. A few … Continue reading

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Con Keating; the purpose of a pension scheme


This article is published with the kind permissions of Dr Keating and Professional Pensions (in which it first appeared). Given its length and subject matter, Iain Clacher, Andrew Slater and I were surprised, and flattered, by the number of downloads … Continue reading

Posted in pensions, Pensions Regulator, Retirement, risk | Tagged , , , , , | 4 Comments

Let these politicians do some work!


We have had so many referendums and elections and leadership battles and cabinet reshuffles over the past two years, that politicians may have forgotten they are here to govern the country. We elect 650 people every five years to do … Continue reading

Posted in pensions, Politics, Popcorn Pensions, Public sector pensions, Retirement | Tagged , , , , , , | 4 Comments

Oh #WASPI, there ain’t no pleasing you!


Chas and Dave know a few things about women You seemed to think that everything I ever did was wrong I should have known it all along Oh darlin’, there ain’t no pleasing you I expect there’s a few labour … Continue reading

Posted in #WASPI, pensions | Tagged , , , | 3 Comments

So you want to pay your own pension costs- do you?


A new twist to the Pension Transfer Debate has been introduced by Willis Towers Watson (WTW) at a seminar last Tuesday at their London offices. At the event, consultants reported a ripple effect caused by the surge in members transferring out. WTW … Continue reading

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AA and LTA – a small price for the rich to pay.


  The Telegraph have unearthed some research that suggests that the average extra tax paid by the pension super-rich is £46,332. HMRC’s figures show that the total amount of tax paid by people whose pension savings rise above the lifetime … Continue reading

Posted in pensions | Tagged , , , , | 6 Comments