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Meta
Monthly Archives: August 2011
IFEs not IFAs
If you’ve followed my posts over the past few days, you’ll l know I’ve referred to a debate between advisers, insurers, pension managers and trustees which started out discussing the ethics of incentivizing enhanced transfer values and has moved toi discussing how and when advice … Continue reading
Posted in annuity, corporate governance, dc pensions, de-risking, EU Solvency II, Liability Driven Investment, pensions, Retail Distribution Review, Retirement, Treasury
Tagged annuity, corporate governance, dc pensions, de-risking, Economics, Employment, EU Solvency II, Financial adviser, Frank Field, Human Resources, Independent Financial Adviser, Liability Driven Investment, National Employment Savings Trust, pension, pensions, Peter Flanagan, Politics, Proto-Indo-European language, Retail Distribution Review, Retirement, Treasury, trustee, Trustees
18 Comments
A broken housing market?
I have to admit to being baffled this morning by reports that house prices are set to increase by 25% (relative to what?), that rents will soar and that social (council) housing will become scarcer. Apparently we are building less houses … Continue reading
Posted in corporate governance, dc pensions, RBS, Retirement
Tagged Bank of China, Business, Capital accumulation, corporate governance, dc pensions, housing market, Market distortion, National Housing Federation, Owner-occupier, Pension new, Pension Pound, Pensions, RBS, Real estate, Real estate economics, Real estate pricing, Renting, Retirement, Robbie Fowler
1 Comment
The right to screw up your pension
There’s a place in Iceland where the American and European tectonic plates grind together like two sets of molars. At Thingvellir you can smell the sulphur emitting from the fissures where the plates grind and you can peer into the unfathomable … Continue reading
Linkedin Jungleland
It exists because of the same urge I had as a thirteen year old – I just wanted to get out more. Continue reading
Top bum ,sedition and Gadaffi the penguin
“What” , you might be asking, ” is going on here?”. Continue reading
Posted in Facebook, poetry, social media, twitter
Tagged BBC, croydon, Cyberbury, Facebook, Gaddafi, International Criminal Court, Libya, London riots, Luis Moreno-Ocampo, Muammar al-Gaddafi, music, NATO, poetry, Politics, Rage against the Machine, Sex Pistols, social media, Society, Tripoli, twitter
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When we make company pensions compulsory..
My point is that the pensions industry has a once off opportunity to get it right, this is our London Olympics and while we need to have our heads down making sure the infrastructure to make this work is in place, we should take a little time out to celebrate the fact that this “new day” is but a year away (M &S will be auto-enroling this time next year).
Posted in annuity, corporate governance, dc pensions, mallowstreet, NEST, pension playpen, Retirement
Tagged annuity, corporate governance, dc pensions, Defined benefit pension plan, Employment, Financial services, Government, mallowstreet, National Employment Savings Trust, NEST, pension, pension playpen, Pension Pound, regulation, Retirement, Society, The PEnsion Regulator, Trade union
11 Comments
Seafaring
My mood ‘mid the mere-flood,
Over the whale’s acre, would wander wide Continue reading
Posted in ezra pound, poetry
Tagged Anglo-Saxon, Earth Sciences, ezra pound, Health, History, Iceland, International Maritime Bureau, On-base percentage, pension, Philippine, poetry, Seafarer, seafaring, William Laud
1 Comment
Life in the fast lane
I am writing to you from the fast lane of the M3 adjacent to Bracknell. Is writing therapeutic? I am not sure, but I suspect that you are probably asking yourself whether I am writing and driving at the same … Continue reading
Posted in Fawlty Towers, poetry
Tagged Basil Fawlty, BMW, Bracknell, Business, Fatherhood, Fawlty Towers, John Cleese, London riots, Manchester, music, poetry, Television
2 Comments
The diffidence that faltered…
To some extent, we are the architects of our own penury!
That ETV debate in full
Sometimes people’s comments on blogs are more interesting than the blog itself- this is certainly the case in a blog I wrote last week on “Enhanced Transfer Values” the thrust of which is that there are better ways to de-rsik defined benefit pension plans than by giving members cash bungs to transfer out theirguaranteed rights.
Continue reading
Posted in annuity, dc pensions, de-risking, pension playpen
Tagged annuity, Cash, Daily Mail, dc pensions, de-risking, Defined benefit pension plan, DWP, Economics, Human Resources, KPMG, linkedin, Martyn Lewis, pension, Pension new, pension playpen, pensions, Peter, Peter Flanagan, Wonga.com
11 Comments