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Meta
Tag Archives: Economics
The Election; making difficult choices
This is a long post by an American economist called John Mauldin; I didn’t know him but I think I do now! Thanks to Per Andelius for this holiday reading. I have a letter halfway done on economic/investment themes, but … Continue reading
Posted in pensions
Tagged Clinton, Economics, John Maudlin, Social Security, Tribal Politics, Trump
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Too Expensive to Keep? Is it time to break our promises to the baby boomers?
In a stunning lecture delivered without notes to a “senior” audience at the Oxford and Cambridge Club last night, Paul Johnson helped us ask these questions of ourselves. For his audience was by and large – precisely the entitled class … Continue reading
Posted in pensions
Tagged baby boomers, Business, demographics, Economics, Employment, Financial services, Paul Johnson, pensions, Retirement, SERPS, Social economics, state pension
6 Comments
“Pensions people can trust” – a proper kick in the nuts.
If we could only lift up our eyes from our spreadsheets and do some strategic thinking, we’d be grateful that Labour are trying to clean up our act. Continue reading
Posted in annuity, auto-enrolment, dc pensions, defined aspiration, mallowstreet, pension playpen, pensions, Retail Distribution Review
Tagged corporate governance, customer service, dc pensions, Defined benefit pension plan, Economics, Insurance, Liability Driven Investment, Pension Poverty, pensions, Politics, Retirement, Society, Steve Webb
12 Comments
You can’t buy a sausage with a brick
Abe Bacchus, the guy who taught me to sell life insurance in 1984, used this great phrase when a prospect objected to creating a “capital reservoir” for the future. Of course a geared investment into bricks and mortar over the … Continue reading
Posted in dc pensions, de-risking, NEST, Retirement
Tagged Business, dc pensions, de-risking, Economics, Equity release, housing market, Investing, Life annuity, LV (company), moneysavingexpert, NEST, pension, Retirement, Society, Stock market
2 Comments
Pension choices for smaller companies
Smaller companies– those with less than 50 employees are the beating heart of Britain’s economy. It is from among their number that the next Virgin or Tesco will come and though many of them will be toast in ten years … Continue reading
Posted in annuity, corporate governance, customer service, dc pensions, de-risking, pension playpen, pensions, Personal Accounts, Retail Distribution Review, Retirement
Tagged annuity, Business, corporate governance, corporate risk, customer service, dc pensions, de-risking, Economics, Employment, Financial services, Government, National Employment Savings Trust, pension, Pension new, pension playpen, Pension Poverty, pensions, Pensions, Personal Accounts, Politics, Public Sector Pensions, Retail Distribution Review, Retirement, Small business, Tesco
4 Comments
Yes – things are this bad in DC land!
We all know that equity markets have sent the value of our pension savings into free fall and some people understand that low prospective interest rates mean the amount of pension you can buy from your savings has fallen lower. But did … Continue reading
Posted in annuity, dc pensions, de-risking, pension playpen, pensions, Retirement
Tagged annuity, dc pensions, de-risking, Economics, Financial services, Forbes, Free fall, Insurance, Life annuity, National Employment Savings Trust, Open Market Option, pension, pension playpen, pensions, Politics, Reasonable person, Retirement, Saving, Society, Stock market
12 Comments
Nuts traced as market collapses – @ #ppshow
£64bn fell off the shares of the London stock market today. Meanwhile we were holed up in the Excel Centre, listening to the views of the great and the good.. Here are my good buddies Colin Wilson and David Harris. It … Continue reading
Posted in corporate governance, de-risking, pension playpen
Tagged 2012 Summer Olympics, Business, Colin Wilson, corporate governance, corporate risk, David Harris, de-risking, Economics, England, ExCeL London, Investing, London, OECD, Olympic Delivery Authority, Olympic Games, Organisation for Economic Co-operation and Development, Pension new, pension playpen, Stock market, Stocks and Bonds
2 Comments
None of my business
I went to a meeting last week at the end of which the pension manager I was speaking with asked “I can see why this matters but why are you bothering?”. A very sensible question as it happened since the commercial … Continue reading
Posted in annuity, dc pensions, de-risking, pension playpen, pensions, Retirement
Tagged Actuarial science, annuity, Business, dc pensions, de-risking, Economics, Financial services, Human Resources, Insurance, Jenny Davidson, Life annuity, moneysavingexpert, National Employment Savings Trust, pension, Pension new, pension playpen, Pension Poverty, pensions, Retirement
7 Comments
A pound spent on pension’s as good as salary – the new golden rule
I published a blog recently on the need for the DWP to take notice of the real concerns of the ASA. It got some really interesting comments made on various sites mainly opposing the ACA’s pessimism. Interestingly the pessimism of the actuaries mirrors … Continue reading
Posted in annuity, corporate governance, dc pensions, Fiduciary Management, pension playpen, pensions, Retirement
Tagged annuity, Business, corporate governance, croydon, dc pensions, Economics, Employment, Fiduciary Management, Financial services, Human Resources, Insurance, National Employment Savings Trust, pension, Pension new, pension playpen, Pension Pound, Pension Poverty, pensions, Pensions, Politics, Public Sector Pensions, Retirement, Salary, Society
4 Comments
IFEs not IFAs
If you’ve followed my posts over the past few days, you’ll l know I’ve referred to a debate between advisers, insurers, pension managers and trustees which started out discussing the ethics of incentivizing enhanced transfer values and has moved toi discussing how and when advice … Continue reading
Posted in annuity, corporate governance, dc pensions, de-risking, EU Solvency II, Liability Driven Investment, pensions, Retail Distribution Review, Retirement, Treasury
Tagged annuity, corporate governance, dc pensions, de-risking, Economics, Employment, EU Solvency II, Financial adviser, Frank Field, Human Resources, Independent Financial Adviser, Liability Driven Investment, National Employment Savings Trust, pension, pensions, Peter Flanagan, Politics, Proto-Indo-European language, Retail Distribution Review, Retirement, Treasury, trustee, Trustees
18 Comments