Tag Archives: moneysavingexpert

What about a “Retirement Income Alliance”

  Malcolm Small is what can best be called an “operator”, a “smooth operator” at that. He is very clear thinking and he presents cautious solutions to big problems in an elegant way. I’ve known him for a few years … Continue reading

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NEST LIVE “Their hands in our pockets”

With this phrase Tim Jones, NEST’s CEO and presiding genius thanked his six principal suppliers for funding the drinks reception that concluded proceedings at NEST’s big bash. Freudian slip, deliberate tease or simply a slip of the tongue it initiated … Continue reading

Posted in annuity, corporate governance, customer service, dc pensions, Martin Lewis, NEST, OECD, pension playpen, twitter | Tagged , , , , , , , , , , , , , , , , , , , , , | 7 Comments

Insurers find comfort in Boardroom Benefits

Earlier in the week I mentioned I was highly sceptical about corporate wrap platforms. They have become the holy grail for a magic circle of insurance companies whose business models are increasingly focusing on pandering to the boardrooms of fellow corporate … Continue reading

Posted in corporate governance, dc pensions, de-risking, EU Solvency II, Martin Lewis, pensions | Tagged , , , , , , , , , , , , , , , , , , , , , | 2 Comments

Le Pension Crisis est Arrivé

Image via Wikipedia PWC report today that the value of DC pension pots has fallen by 30% in the last three years. This Telegraph article gives the grim details. This is not a paper loss which can be reversed if markets recover, … Continue reading

Posted in annuity, corporate governance, customer service, dc pensions, de-risking, Fiduciary Management, NEST, OECD, pension playpen, Retirement | Tagged , , , , , , , , , , , , , , , , , , , , , , , , , , , | 7 Comments

You can’t buy a sausage with a brick

Abe Bacchus, the guy who taught me to sell life insurance in 1984, used this great phrase when a  prospect objected to creating a “capital reservoir” for the future. Of course a geared investment into bricks and mortar over the … Continue reading

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Seen but not read – passing the buck with a disclaimer

We are all familiar with small print that were it read would make sure no one would have time to take the necessary decision. We have learned to read selectively. Continue reading

Posted in corporate governance, dc pensions, de-risking, Martin Lewis, pensions, Retirement | Tagged , , , , , , , , , , , , , , , | 2 Comments

It’s the legacy, stupid!

If we really care about retirement outcomes, we have to think about this stuff and the £20bn of unclaimed (orphaned) pensions that are hanging around in the back cupboards of life companies and occupational pension schemes alike. Continue reading

Posted in annuity, corporate governance, customer service, dc pensions, de-risking, Liability Driven Investment, Martin Lewis, pensions, Treasury | Tagged , , , , , , , , , , , , , , , , , , , , , , | 6 Comments

None of my business

I went to a meeting last week at the end of which the pension manager I was speaking with asked “I can see why this matters but why are you bothering?”. A very sensible question as it happened since the commercial … Continue reading

Posted in annuity, dc pensions, de-risking, pension playpen, pensions, Retirement | Tagged , , , , , , , , , , , , , , , , , , | 7 Comments

Martin Lewis and the “real world”

And if you’ve ever heard Martin on the radio then you’ll know that he is a lot cleverer and does a lot more good than many of us would care to admit.

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Posted in Martin Lewis, pensions, Retirement | Tagged , , , , , , , , , , , , , , | 7 Comments