Tag Archives: Stock market

Who’ll win this Pension Referendum?

Posted on May 28, 2012 by henry tapper

We are about to have a pensions referendum. Votes will be cast not at the ballot box but through an obscure process known as “the opt-out“. Over the next five years , more than 5m people, around 20% of the … Continue reading →

Posted in auto-enrolment, pensions | Tagged , , , , , , , | 6 Comments

SHOULD INVSTORS BE PREPARED TO PAY FOR CORPORATE ENGAGEMENT?

Posted on April 2, 2012 by henry tapper

This is the question we’ll be debating at today’s pension play pen lunch. I’m a little daunted . I’ve read Professor John Kay‘s excellent paper about how equities work, should work and why they could work better. He’s in the middle … Continue reading →

Posted in Bankers, Change, corporate governance, FSA, happiness, pensions | Tagged , , , , , , , | Leave a comment

Unexpected risks – people just don’t get pensions (education).

Posted on December 19, 2011 by henry tapper

We’re all aware that investing in the stockmarket is a “risky” business, it’s easy to understand how the sharp falls in stock markets impact on your savings and as stock market falls are the staple of media reporting, it’s not surprising that … Continue reading →

Posted in annuity, Bankers, corporate governance, customer service, dc pensions, de-risking, Fiduciary Management, FSA, NEST, pension playpen, pensions, Retail Distribution Review, Retirement, Treasury | Tagged , , , , , , , | 6 Comments

The man from Yamaichi said no

Posted on November 21, 2011 by henry tapper

Sometime in 1993 I was advising a bunch of traders at Yamaichi Securities a now defunct Japanese trading house in the City. The Japanese equity markets were in a tailspin (from which they have not recovered) but the markets they were trading … Continue reading →

Posted in Bankers, corporate governance, Fiduciary Management, NEST, pension playpen, pensions, Retirement | Tagged , , , , , , , , , , | 3 Comments

You can’t buy a sausage with a brick

Posted on October 3, 2011 by henry tapper

Abe Bacchus, the guy who taught me to sell life insurance in 1984, used this great phrase when a  prospect objected to creating a “capital reservoir” for the future. Of course a geared investment into bricks and mortar over the … Continue reading →

Posted in dc pensions, de-risking, NEST, Retirement | Tagged , , , , , , , , , , , , , , | 2 Comments

Yes – things are this bad in DC land!

Posted on September 28, 2011 by henry tapper

We all know that equity markets have sent the value of our pension savings into free fall and some people understand that low prospective interest rates mean the amount of pension you can buy from your savings has fallen lower. But did … Continue reading →

Posted in annuity, dc pensions, de-risking, pension playpen, pensions, Retirement | Tagged , , , , , , , , , , , , , , , , , , , | 12 Comments

Nuts traced as market collapses – @ #ppshow

Posted on September 22, 2011 by henry tapper

£64bn fell off the shares of the London stock market today. Meanwhile we were holed up in the Excel Centre, listening to the views of the great and the good.. Here are my good buddies Colin Wilson and David Harris. It … Continue reading →

Posted in corporate governance, de-risking, pension playpen | Tagged , , , , , , , , , , , , , , , , , , , | 2 Comments

There are better ways to de-risk than ETVs

Posted on August 18, 2011 by henry tapper

The only pension schemes which you cannot transfer out of are the Basic State Pension, State Second Pension and NEST (yes – odd that a DC plan is in that mix). Continue reading →

Posted in corporate governance, customer service, dc pensions, de-risking, EU Solvency II, Liability Driven Investment, NEST, Retirement | Tagged , , , , , , , , , , , , , , , , , , , , , , , , | 13 Comments