Tag Archives: OECD

OECD-C? A guide to reading the OECD’s Pension Outlook 2020.

People saving for retirement face longevity risk in addition to investment risk. Sharing these risks among stakeholders improves the sustainability and resilience of retirement savings arrangements. For risk sharing to be sustainable, it is important to have a regulatory framework … Continue reading

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If the poor can’t save in this pandemic, when can they save?

  Yesterday I wrote about Nest Insight’s sidecar savings project (now mysteriously called “Jars”).  The article caught the eye of Michael Johnson who graphically  reminded me of the most effective means ever of increasing the savings ratio. So – covering … Continue reading

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Let’s get back to those three pillars – promising us certain pensions.

There are at least three uncomplimentary ways of thinking about “pensions” in the UK . So disparate are these three that it is hard to talk (or blog) about them in the same place. For a small number of people, pensions … Continue reading

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Do they mean us? How others countries see UK pensions!

The late  great Derek Jameson indulged us for a decade with facile but fascinating insights into how Johnny Foreigner viewed the Brits and ( when national self-esteem was low), we loved it! No matter how bad things were for us, … Continue reading

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Pensions are dead – long live pensions!

The OECD have spoken – British workers will have worse pensions than folk from any other OECD country; this from Patrick Collinson in  the Guardian. Workers in the UK will have the worst pensions of any major economy and the … Continue reading

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Facing up to mental health

This article’s by our friends at Lockton. It’s on an important subject that impacts us all! I’m really pleased they’ve asked me to put it on this blog. It doesn’t surprise me that Nigel Wilson is pioneering work on this. Like … Continue reading

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Clap along if you feel that happiness is the truth!

Clap along if you feel like a room without a roof! Clap along if you feel that happiness is the truth! Clap along if you know what happiness is to you! Clap along if you feel like that’s what you … Continue reading

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NEST LIVE “Their hands in our pockets”

With this phrase Tim Jones, NEST’s CEO and presiding genius thanked his six principal suppliers for funding the drinks reception that concluded proceedings at NEST’s big bash. Freudian slip, deliberate tease or simply a slip of the tongue it initiated … Continue reading

Posted in annuity, corporate governance, customer service, dc pensions, Martin Lewis, NEST, OECD, pension playpen, twitter | Tagged , , , , , , , , , , , , , , , , , , , , , | 7 Comments

Le Pension Crisis est Arrivé

Image via Wikipedia PWC report today that the value of DC pension pots has fallen by 30% in the last three years. This Telegraph article gives the grim details. This is not a paper loss which can be reversed if markets recover, … Continue reading

Posted in annuity, corporate governance, customer service, dc pensions, de-risking, Fiduciary Management, NEST, OECD, pension playpen, Retirement | Tagged , , , , , , , , , , , , , , , , , , , , , , , , , , , | 7 Comments

PPF II -opening the door for a better DC

We are where we are – the social contract has been decided… not compulsion but impulsion; impulsion  into a DC pensions model that relies on the markets to deliver a second tier of pensions. Our retirements will be funded from employer and employee contributions over a … Continue reading

Posted in annuity, corporate governance, Liability Driven Investment, NEST, OECD, pension playpen, twitter | Tagged , , , , , , , , , , , , , , , , , , , , , , , , , | 6 Comments