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Tag Archives: OECD
The OECD signal a change in the weather. So should we!
I published yesterday the OECD’s latest recommendations for the design of DC pension plans I was surprised that they were so radical, though looking back at their “Pensions at a glance” paper last year, perhaps I shouldn’t have been. The … Continue reading
The OECD’s 10 Commandments for DC pensions
The OECD has produced a well thought out Recommendation for the design of defined contribution pension plans. Published on 23rd February, it has received little comment (presumably as it has not been subject to a press release). However, it is … Continue reading
Posted in pensions
Tagged 10 commandments, auto-enrolment, dc pensions, FCA, Moses, OECD, TPR, workplace
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Choosing to challenge male solutions to retirement planning
Many women are brilliant with money, most household budgets are managed by women and women are better risk-takers, rarely exposing themselves to the kind of catastrophic breakdowns in personal finance that are such a curse on us men. These … Continue reading
Posted in pensions
Tagged #choosetochallenge, CDC, jo cumbo, OECD, Scottish Widows, women
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OECD-C? A guide to reading the OECD’s Pension Outlook 2020.
People saving for retirement face longevity risk in addition to investment risk. Sharing these risks among stakeholders improves the sustainability and resilience of retirement savings arrangements. For risk sharing to be sustainable, it is important to have a regulatory framework … Continue reading
If the poor can’t save in this pandemic, when can they save?
Yesterday I wrote about Nest Insight’s sidecar savings project (now mysteriously called “Jars”). The article caught the eye of Michael Johnson who graphically reminded me of the most effective means ever of increasing the savings ratio. So – covering … Continue reading
Posted in actuaries, advice gap, age wage
Tagged Jars, Michael Johnson, NEST insight, OECD, Pensions, Sidecar
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Let’s get back to those three pillars – promising us certain pensions.
There are at least three uncomplimentary ways of thinking about “pensions” in the UK . So disparate are these three that it is hard to talk (or blog) about them in the same place. For a small number of people, pensions … Continue reading
Do they mean us? How others countries see UK pensions!
The late great Derek Jameson indulged us for a decade with facile but fascinating insights into how Johnny Foreigner viewed the Brits and ( when national self-esteem was low), we loved it! No matter how bad things were for us, … Continue reading
Posted in pensions
Tagged auto enrolment, compulsion, David Harris, DCIF, Derek Jameson, OECD, pensions
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Pensions are dead – long live pensions!
The OECD have spoken – British workers will have worse pensions than folk from any other OECD country; this from Patrick Collinson in the Guardian. Workers in the UK will have the worst pensions of any major economy and the … Continue reading
Posted in pensions
Tagged auto enrolment, Business, Business and Economy, corporate governance, dc pensions, Financial services, grave, Guardian, OECD, Patrick Collinson, pensions, Politics, Tax, Taxation
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Facing up to mental health
This article’s by our friends at Lockton. It’s on an important subject that impacts us all! I’m really pleased they’ve asked me to put it on this blog. It doesn’t surprise me that Nigel Wilson is pioneering work on this. Like … Continue reading
Posted in corporate governance, customer service, de-risking
Tagged GSK, Legal&General, Lockton, mental health, Nigel Wilson, OECD, Royal Mail
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Clap along if you feel that happiness is the truth!
Clap along if you feel like a room without a roof! Clap along if you feel that happiness is the truth! Clap along if you know what happiness is to you! Clap along if you feel like that’s what you … Continue reading
Posted in pensions
Tagged Business, DWP, Government, Happiness, Happy, Lewis Hamilton, money marketing, OECD, pension, pensions, Pharrell Williams, Retirement, Yeovil
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