Tag Archives: auto-enrolment

The cost of pensions crisis is only just beginning.

Posted on November 8, 2023 by henry tapper

  At yesterday’s Pension PlayPen coffee morning, Con Keating made an important point ab0ut the lag between interest rates rising and those rising hitting household spending. This came as a surprise to me and many others in the room as … Continue reading →

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Let’s target workplace pensions on those who can save – not tax those who can’t.

Posted on August 8, 2023 by henry tapper

  There’s a lot of talk about the new legislation we need to make pensions better, but how about using the legislation we’ve got a little bit better! Why do we moan that the self-employed don’t have access to a … Continue reading →

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Guernsey gets the “YIP” – an auto-enrolled workplace pension.

Posted on August 2, 2023 by henry tapper

I used to work on Guernsey and recently became a Director of a Guernsey company backing UK pension schemes. I remain a great affection for it and the other channel islands. While I worked on the island, I became aware … Continue reading →

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DWP bets the house on “adequate” DC pensions. No wonder it’s targeting VFM!

Posted on March 5, 2023 by henry tapper

The DWP published a report on Friday that has attracted attention from mainstream and social media. It is the DWP’s first analysis of retirement income in the UK since the analytical report of the 2017 auto-enrolment review and it was … Continue reading →

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Laura Trott unlocks a new chapter in the “quiet revolution”

Posted on March 4, 2023 by henry tapper

What’s this about? If you’re aged between 16 and 21, your employer will not currently automatically enrol you in their workplace pension. But you have the right to join if you want. You and your employer will both contribute. You … Continue reading →

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On the march to better value – 3 ways to get what’s going on with pensions!

Posted on February 2, 2023 by henry tapper

“What is important to me is that when you’re saving into a retirement pension, your money is working for you” – Laura Trott, Minister for Pensions, announced a series of private pension reforms at @ThePLSA yesterday to boost fairness, adequacy … Continue reading →

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The give and take of workplace pensions (it can’t all be “done for us!”)

Posted on January 28, 2023 by henry tapper

“Done for you” has become an over-worked phrase in a very short time. I started using it to refer to the CDC decumulation solution discussed by Simon Eagle and others where CDC becomes another investment pathway – with the pension … Continue reading →

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Extending auto-enrolment? Now is not the time.

Posted on January 24, 2023 by henry tapper

In a robust reply to the recommendations of the Work and Pensions Committee, the DWP has resoundingly said “no” to calls to implement “in the short-term” , the reforms it said it would implement in the middle of this decade. … Continue reading →

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Employer pension theft on the rise.

Posted on January 22, 2023 by henry tapper

NEW: Employers confronted over missing #pension contributions https://t.co/N77bt8hQFT — Josephine Cumbo (@JosephineCumbo) January 20, 2023 I wish the FT would make this article free to view, it has become a preoccupation of its author and other than Ros Altmann, whose … Continue reading →

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Guy Opperman – hard hats will be needed!

Posted on November 8, 2022 by henry tapper

Honoured to be asked to take on this very important job. https://t.co/a89GlNqlPc — Guy Opperman (@GuyOpperman) November 7, 2022 As minister of State for employment, Guy Opperman has some immediate challenges. He inherits some of the highest employment figures we … Continue reading →

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