Tag Archives: auto-enrolment
1m lowly paid pension payers will get £70 PA from HMRC
It is a shame I am writing this in 2026 when the promise was made in a Government’s manifesto six years ago and enacted in 2024. The 1m workers who pay into pensions but get no tax relief pay into … Continue reading
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Tagged amomaly, auto-enrolment, Net Pay, Pensions, RAS, relief at source
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This NI increase will cost as much as auto-enrolment
I listened to a podcast yesterday that had four men talking about the budget, One of them said that it was a “boring budget for pensions”. I thought about how little we know. We know about technicalities, the stuff of … Continue reading
After 20 years of planning, Ireland’s auto-enrolment’s still not a pension.
At the end of September, Heather Humphreys, Irish Minister for Social Protection announced that pension auto-enrolment would begin from 30th September 2025. Opportunely, Jerry Moriarty appeared on the VFM Podcast to tell us that he wrote his first proposal for … Continue reading
The cost of pensions crisis is only just beginning.
At yesterday’s Pension PlayPen coffee morning, Con Keating made an important point ab0ut the lag between interest rates rising and those rising hitting household spending. This came as a surprise to me and many others in the room as … Continue reading
Let’s target workplace pensions on those who can save – not tax those who can’t.
There’s a lot of talk about the new legislation we need to make pensions better, but how about using the legislation we’ve got a little bit better! Why do we moan that the self-employed don’t have access to a … Continue reading
Guernsey gets the “YIP” – an auto-enrolled workplace pension.
I used to work on Guernsey and recently became a Director of a Guernsey company backing UK pension schemes. I remain a great affection for it and the other channel islands. While I worked on the island, I became aware … Continue reading
DWP bets the house on “adequate” DC pensions. No wonder it’s targeting VFM!
The DWP published a report on Friday that has attracted attention from mainstream and social media. It is the DWP’s first analysis of retirement income in the UK since the analytical report of the 2017 auto-enrolment review and it was … Continue reading
Laura Trott unlocks a new chapter in the “quiet revolution”
What’s this about? If you’re aged between 16 and 21, your employer will not currently automatically enrol you in their workplace pension. But you have the right to join if you want. You and your employer will both contribute. You … Continue reading
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Tagged auto-enrolment, David Robbins, Jonathan Gullis, Pensions, quiet revolution, revolution, Steve Webb
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On the march to better value – 3 ways to get what’s going on with pensions!
“What is important to me is that when you’re saving into a retirement pension, your money is working for you” – Laura Trott, Minister for Pensions, announced a series of private pension reforms at @ThePLSA yesterday to boost fairness, adequacy … Continue reading
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Tagged auto-enrolment, Consumer duty, Des Healy, Laura Trott, Pensinos, Pensions, VFM
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The give and take of workplace pensions (it can’t all be “done for us!”)
“Done for you” has become an over-worked phrase in a very short time. I started using it to refer to the CDC decumulation solution discussed by Simon Eagle and others where CDC becomes another investment pathway – with the pension … Continue reading
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Tagged ABI, auto-enrolment, Debbie fielder, DWP, Hymans Robertson, Laura Trott, PLSA, WPC
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