Tag Archives: The PEnsion Regulator

Martin Lewis and the “real world”

And if you’ve ever heard Martin on the radio then you’ll know that he is a lot cleverer and does a lot more good than many of us would care to admit.

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Posted in Martin Lewis, pensions, Retirement | Tagged , , , , , , , , , , , , , , | 7 Comments

The right to screw up your pension

There’s a place in Iceland where the American and European tectonic plates grind together like two sets of molars. At Thingvellir you can smell the sulphur emitting from the fissures where the plates grind and you can peer into the unfathomable … Continue reading

Posted in pensions | Tagged , , , , , , , , , , , , , , , , | 15 Comments

When we make company pensions compulsory..

My point is that the pensions industry has a once off opportunity to get it right, this is our London Olympics and while we need to have our heads down making sure the infrastructure to make this work is in place, we should take a little time out to celebrate the fact that this “new day” is but a year away (M &S will be auto-enroling this time next year).

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Posted in annuity, corporate governance, dc pensions, mallowstreet, NEST, pension playpen, Retirement | Tagged , , , , , , , , , , , , , , , , , | 11 Comments

General Melchett revisited

An interesting picture is beginning to emerge which suggests that the subjective satisfaction scores given by schemes in relation to their consultant may be inversely related to the value delivered through default solution design Continue reading

Posted in dc pensions, de-risking, Liability Driven Investment, NEST, pension playpen, pensions, Retirement | Tagged , , , , , , , , , , , , , , , , , , , , , | 14 Comments

The State can take longevity risk.

There is no evidence that the private sector has found the secret to insuring the cost of people living longer. It has merely found ways of insuring itself against the risks of ruin.
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Posted in ezra pound, NEST, poetry, Retirement | Tagged , , , , , , , , , , , , , , , , , , , , | 13 Comments

Two and a half cheers for UK pensions

The other man’s grass is always greener or so it would seem if you work in the UK pension industry. Over the years we have got used to a succession of overseas dignitaries visiting our shores, speaking at our conferences and … Continue reading

Posted in mallowstreet, NEST, pension playpen, pensions, redington, Retail Distribution Review, Retirement, Treasury | Tagged , , , , , , , , , , , , , , , , , , , , , , , | 2 Comments

Personal Pensions – why competition didn’t work

It is now the urgent job of those left standing to do something about this legacy and an equal responsibility to ensure that the future continues to look a little brighter.

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Posted in annuity, pension playpen, pensions, Retail Distribution Review | Tagged , , , , , , , , , , , , , , , , , | 5 Comments

The vision of Pension Plowman

The pen is mightier than the sword and a lot less dangerous! Continue reading

Posted in pensions, poetry | Tagged , , , , , , , , , , , , , , , , , , | 5 Comments

Advice where advice is needed

I’ve been reading Aegon’s latest report into Incentives for Saving and the consumer research that backs it up. It makes pretty dismal reading.

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Posted in dc pensions, pensions, Retail Distribution Review, Treasury | Tagged , , , , , , , , , , , , , , , , | 7 Comments

UK Pensions – How Lucky We Are

We should be proud of our pension system and I for one go into 2011 believing that America and other nations can look to the UK for leadership in this field. Continue reading

Posted in annuity, pensions, Retail Distribution Review, Retirement | Tagged , , , , , , , , , , , , , , | 8 Comments