Tag Archives: Tesco

Are employers able to “know their workplace pension”?

Posted on March 8, 2020 by henry tapper

Are employers the provider’s clients? In financial services, the client is the entity that takes the decisions on where the money goes. Whether we define “money” as “pension contributions” or “fees paid”, the employer is seen as the client. It … Continue reading →

Posted in advice gap, age wage, pensions | Tagged , , , , , , , | 2 Comments

Christmas cards and transparency

Posted on December 23, 2019 by henry tapper

It’s an unlikely chain of events that leads to us asking whether we should be buying charity Christmas cards from Tescos. It depended on a Florence Widdicombe, a six year old girl reporting to her Dad, her Dad reporting (via … Continue reading →

Posted in age wage, ESG, pensions | Tagged , , , , | Leave a comment

Ruston Smith takes staff retirement seriously

Posted on November 12, 2019 by henry tapper

I was glad to see Ruston Smith sticking his neck out in the pages of REBA. as Chair of the Tesco Pension Fund, Ruston has always been prepared to go the extra mile and say the things his peers shy … Continue reading →

Posted in advice gap, age wage, annuity, pensions | Tagged , , , , , | 1 Comment

New Improved Pension Statements on the way.

Posted on December 18, 2017 by henry tapper

Ruston Smith and Quietroom   We need improved annual statements from our workplace pensions because…. Many annual statements are  too long, complicated and include jargon As people have savings with many providers, they get different statements at different times of … Continue reading →

Posted in advice gap, pensions | Tagged , , , , , , , | 1 Comment

Care or hubris? – How Tesco got in such a pensions mess.

Posted on April 23, 2015 by henry tapper

Every little helps? The right old mess that Tesco has found itself in , is blamed partially on its mishandling of its pension strategy. How can an organisation with the motto “every little counts” have such a large pension deficit? … Continue reading →

Posted in Change | Tagged , , , , , , , , , , , , , | 11 Comments

The pension zeitgeist

Posted on April 18, 2013 by henry tapper

The real lessons to be learned come from what people do , not just what they say; but we can start by listening to the pensions Zeitgeist Continue reading →

Posted in auto-enrolment, Retirement, social media | Tagged , , , , , , , | 1 Comment

Tescos – Karen Wake helps- quite a lot!

Posted on March 13, 2013 by henry tapper

It is not about staging dates, it is about day in, day out; forever into the future Continue reading →

Posted in auto-enrolment, pensions, Popcorn Pensions | Tagged , , , , , , , | 5 Comments

Time to look at VAT on pension costs

Posted on February 23, 2013 by henry tapper

OK – not the most exciting topic but it’s an important one! I’ve seen no discussion about VAT on pension fees and that’s troubles me as we put together our strategy to sort out the pension challenge facing the 1.2m … Continue reading →

Posted in auto-enrolment, pensions | Tagged , , , , , , , | 8 Comments

100% horse!

Posted on February 8, 2013 by henry tapper

When you pick up a packet from a shelf- the chances are you looking at the brand. If you are looking at the supermarket‘s own brand– you are making ca call on the probity and governance of the supermarket. If … Continue reading →

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