Tag Archives: Tesco
Diligent governance for Government, Royalty and Companies – please!
This is a blog that is not throwing stones but asking that we up our common sense. I am sure that in olden days things could remain hidden for Royalty, those in Government and the C-Suite of top companies but … Continue reading
Are employers able to “know their workplace pension”?
Are employers the provider’s clients? In financial services, the client is the entity that takes the decisions on where the money goes. Whether we define “money” as “pension contributions” or “fees paid”, the employer is seen as the client. It … Continue reading
Posted in advice gap, age wage, pensions
Tagged AgeWage, FCA, GPP, master trust, pensions, Tesco, Value for Money, VFM
2 Comments
Christmas cards and transparency
It’s an unlikely chain of events that leads to us asking whether we should be buying charity Christmas cards from Tescos. It depended on a Florence Widdicombe, a six year old girl reporting to her Dad, her Dad reporting (via … Continue reading
Posted in age wage, ESG, pensions
Tagged ESG, Florence Widdicombe, pensions, Peter Humphrey, Tesco
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Ruston Smith takes staff retirement seriously
I was glad to see Ruston Smith sticking his neck out in the pages of REBA. as Chair of the Tesco Pension Fund, Ruston has always been prepared to go the extra mile and say the things his peers shy … Continue reading
Posted in advice gap, age wage, annuity, pensions
Tagged advice gap, BSPS, pensions, REBA, ruston smith, Tesco
1 Comment
New Improved Pension Statements on the way.
Ruston Smith and Quietroom We need improved annual statements from our workplace pensions because…. Many annual statements are too long, complicated and include jargon As people have savings with many providers, they get different statements at different times of … Continue reading
Posted in advice gap, pensions
Tagged Annual statement, auto enrolment, DWP, pension, Pensions, Quietroom, ruston smith, Tesco
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Care or hubris? – How Tesco got in such a pensions mess.
Every little helps? The right old mess that Tesco has found itself in , is blamed partially on its mishandling of its pension strategy. How can an organisation with the motto “every little counts” have such a large pension deficit? … Continue reading
Posted in Change
Tagged Aldi, art of pensions, atrophication, CDC, change, Deficit, Finest, Google, Leadership, lidl, Morrisons, NAPF, progress, Tesco
11 Comments
The pension zeitgeist
The real lessons to be learned come from what people do , not just what they say; but we can start by listening to the pensions Zeitgeist Continue reading
Posted in auto-enrolment, Retirement, social media
Tagged Amazon, Amazon.com, Business, Financial services, Martin Lewis, social media, Tesco, Tesco Clubcard
1 Comment
Because it’s an ISA doesn’t make it a bargain.
Consumers are savvy, they understand supply chains and will chose the short ones as the route to sustainable value. Continue reading
Tescos – Karen Wake helps- quite a lot!
It is not about staging dates, it is about day in, day out; forever into the future Continue reading
Posted in auto-enrolment, pensions, Popcorn Pensions
Tagged Business, Defined benefit pension plan, Employment, Financial services, pension, Pension Regulator, Scheme, Tesco
5 Comments
Time to look at VAT on pension costs
OK – not the most exciting topic but it’s an important one! I’ve seen no discussion about VAT on pension fees and that’s troubles me as we put together our strategy to sort out the pension challenge facing the 1.2m … Continue reading
Posted in auto-enrolment, pensions
Tagged Employment, Insurance, National Employment Savings Trust, pension, Pound sterling, Tesco, Value-added tax, VAT
8 Comments