Tag Archives: Tesco

Tesco v Morrisons – a pension-enrolment showdown

The Government officials charged with monitoring the success of auto-enrolment will no doubt be watching with interest the reported numbers enrolling into the Morrison’s and Tesco’s pension arrangements. Both organisations have opted to provide their “eligible jobholders” with defined benefit pensions; the … Continue reading

Posted in auto-enrolment, customer service, de-risking, defined aspiration, Financial Education, Management, Payroll, pension playpen, Popcorn Pensions | Tagged , , , , , , , | 5 Comments

Abusing the voice of the people – a call for better pensions

Evangelists of social media cite the wisdom of the crowd. But wisdom and gullibility are two sides of the same coin and  those who marvel at the capacity of groups to congregate around their chosen solutions, demonize their herd mentality when the crowd looks elsewhere. “Vox … Continue reading

Posted in annuity, auto-enrolment, Change, David Pitt-Watson, dc pensions, defined aspiration, Henry Tapper blog, leadership, NEST, pension playpen, pensions, Personal Accounts | Tagged , , , , , , , | 5 Comments

Auto-enrolment;- the story so far

Payroll managers are playing an increasingly important role in the formation of their business’ pension strategies. Continue reading

Posted in auto-enrolment, leadership, pension playpen, pensions | Tagged , , , , , , , | 7 Comments

TESCO extra pensions

I’ve followed Tesco’s progress towards the staging of auto-enrolment closely this week. I think we are at a tipping point in pension provision in Britain, a point which could see the return of pensions that do what they say on … Continue reading

Posted in auto-enrolment, dc pensions, Henry Tapper blog, leadership, Payroll, Retirement | Tagged , , , , , , , | 218 Comments

“Ambitious” pensions can save you from staging a disaster

Organisations with 500 or more employees have been written to recently by the DWP with a reminder that in 2013 they have to “stage” auto-enrolment. Companies which historically provide and promote pensions to their staff will take all this in their stride But staging … Continue reading

Posted in actuaries, auto-enrolment, corporate governance, dc pensions, defined aspiration, Retirement | Tagged , , , , , , , | 6 Comments

Auto-enrolment ; winners and losers.

Tesco doesn’t seem to be getting too much credit from the DB aficionados who have been perturbed by its attempts to push back retirement ages as part of the new deal.

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Posted in annuity, auto-enrolment, Change, dc pensions, defined aspiration, happiness, infrastucture, pension playpen, pensions, Popcorn Pensions, Retirement | Tagged , , , , , , , | 10 Comments

Steve Webb’s good week

Now anyone who can talk of a “regulatory regime which allows 1000 flowers to bloom” has got to have been taking the happy pills. Continue reading

Posted in annuity, auto-enrolment, dc pensions, defined aspiration, Liberal Democrats, Management, NEST, pension playpen, pensions, Popcorn Pensions, Treasury | Tagged , , , , , , , , , , , | 17 Comments

Pension choices for smaller companies

Smaller companies– those with less than 50 employees are the beating heart of Britain’s economy. It is from among their number that the next Virgin or Tesco will come and though many of them will be toast in ten years … Continue reading

Posted in annuity, corporate governance, customer service, dc pensions, de-risking, pension playpen, pensions, Personal Accounts, Retail Distribution Review, Retirement | Tagged , , , , , , , , , , , , , , , , , , , , , , , , | 4 Comments

Welcome to my (Facebook) world

The time has come to reorganise the pensions message so it can fit on the screen of a mobile phone and is worthy of sitting in Facebook in boxes and on Facebook walls.
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Hotel stupid

The Hotel itself is clearly designed by bar-code or the information of people’s behjaviour that gan be gleaned from your Tesco card. Continue reading

Posted in customer service | Tagged , , , , , , , , , , , , | 1 Comment