Tag Archives: unilever

Not all recycling’s in the public interest!

Posted on February 3, 2019 by

A lot of people are confused about taking money out of their pensions and the pensions industry isn’t being very helpful in encouraging people to have their money back (funny that!). So when I read a headline in the Financial … Continue reading →

Posted in Debt, pensions | Tagged , , , , , , | 2 Comments

What passing bells for those who work as cattle?

Posted on August 24, 2015 by

It’s currently cool to talk about treating your workforce as a commodity. Evidence- Jeff Bezos can get on the Front Page of the New York Times for his experiments in office cruelty. “Amazon is successful right now- Bezos must be getting … Continue reading →

Posted in auto-enrolment, dc pensions | Tagged , , , , , , , , , , , , , , | 2 Comments

Enough of this silly points-scoring!

Posted on May 26, 2013 by

We’re all at it and I don’t exclude me. Boys will be boys and give us a Business Development tag on our business cards and we go “all testosterone”. I got dissed last week by one of our rivals who … Continue reading →

Posted in advice gap, First Actuarial, pensions | Tagged , , , , , , , | 3 Comments

100% horse!

Posted on February 8, 2013 by

When you pick up a packet from a shelf- the chances are you looking at the brand. If you are looking at the supermarket‘s own brand– you are making ca call on the probity and governance of the supermarket. If … Continue reading →

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Morrison’s “Save our Dough” campaign.

Posted on May 7, 2012 by

Employers don’t spend money on their staff for fun, Employee benefits need to be cost justified and compete for corporate spend against R&D, dividend payments and M&A. While CEOs like to remind their workforces that they are the company’s most valuable asset, … Continue reading →

Posted in annuity, auto-enrolment, Financial Education, Henry Tapper blog, pension playpen, Personal Accounts | Tagged , , , , , , , | 14 Comments

In place of strife – some light in the tunnel?

Posted on September 19, 2011 by

Clearly things have not gone well in the summer long negotiations between public sector unions and those involved in the management of the large unfunded pensions (for firemen, teachers , police and civil servants). The battle lines appear to have been drawn for … Continue reading →

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Do them a favour – give your older workers a hand!

Posted on July 30, 2011 by

It is as if a bridge had been built without a ramp from bridge to shore . People have to make their way from bridgehead to safety using their own resources though the cost of completing the bridge is minimal relative to the benefit it would bring. Continue reading →

Posted in annuity, pensions, Retirement | Tagged , , , , , , , , , , , , , | 4 Comments

The case for doing nothing

Posted on July 26, 2011 by

There is a case for doing nothing and it is a logical case- but it’s not a course of action I intend to follow, Continue reading →

Posted in corporate governance, dc pensions, de-risking, Retirement | Tagged , , , , , , , , , , , , , , , , , , , | 14 Comments

Uk bosses, should you sell-out your pensioners?

Posted on February 26, 2011 by

The link between you and your employer has been lost.

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Posted in annuity, Liability Driven Investment, pensions, Retirement | Tagged , , , , , , , , , , , , , | 3 Comments

Kim Northwood

Posted on April 13, 2010 by

Kim is the kindest and most loyal of freinds. Here are three photos from her leaving do which happened late in March. It was wonderful to go to a leaving party where family came first- lovely to see Paul, Betty … Continue reading →

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