Tag Archives: unilever

Not all recycling’s in the public interest!

A lot of people are confused about taking money out of their pensions and the pensions industry isn’t being very helpful in encouraging people to have their money back (funny that!). So when I read a headline in the Financial … Continue reading

Posted in Debt, pensions | Tagged , , , , , , | 2 Comments

What passing bells for those who work as cattle?

It’s currently cool to talk about treating your workforce as a commodity. Evidence- Jeff Bezos can get on the Front Page of the New York Times for his experiments in office cruelty. “Amazon is successful right now- Bezos must be getting … Continue reading

Posted in auto-enrolment, dc pensions | Tagged , , , , , , , , , , , , , , | 2 Comments

Enough of this silly points-scoring!

We’re all at it and I don’t exclude me. Boys will be boys and give us a Business Development tag on our business cards and we go “all testosterone”. I got dissed last week by one of our rivals who … Continue reading

Posted in advice gap, First Actuarial, pensions | Tagged , , , , , , , | 3 Comments

100% horse!

When you pick up a packet from a shelf- the chances are you looking at the brand. If you are looking at the supermarket‘s own brand– you are making ca call on the probity and governance of the supermarket. If … Continue reading

Posted in brand, pensions | Tagged , , , , , , , | Leave a comment

Morrison’s “Save our Dough” campaign.

Employers don’t spend money on their staff for fun, Employee benefits need to be cost justified and compete for corporate spend against R&D, dividend payments and M&A. While CEOs like to remind their workforces that they are the company’s most valuable asset, … Continue reading

Posted in annuity, auto-enrolment, Financial Education, Henry Tapper blog, pension playpen, Personal Accounts | Tagged , , , , , , , | 14 Comments

In place of strife – some light in the tunnel?

Clearly things have not gone well in the summer long negotiations between public sector unions and those involved in the management of the large unfunded pensions (for firemen, teachers , police and civil servants). The battle lines appear to have been drawn for … Continue reading

| Tagged , , , , , , , , , , , , | 1 Comment

Do them a favour – give your older workers a hand!

It is as if a bridge had been built without a ramp from bridge to shore . People have to make their way from bridgehead to safety using their own resources though the cost of completing the bridge is minimal relative to the benefit it would bring. Continue reading

Posted in annuity, pensions, Retirement | Tagged , , , , , , , , , , , , , | 4 Comments

The case for doing nothing

There is a case for doing nothing and it is a logical case- but it’s not a course of action I intend to follow, Continue reading

Posted in corporate governance, dc pensions, de-risking, Retirement | Tagged , , , , , , , , , , , , , , , , , , , | 14 Comments

Uk bosses, should you sell-out your pensioners?

The link between you and your employer has been lost.

Continue reading

Posted in annuity, Liability Driven Investment, pensions, Retirement | Tagged , , , , , , , , , , , , , | 3 Comments

Kim Northwood

Kim is the kindest and most loyal of freinds. Here are three photos from her leaving do which happened late in March. It was wonderful to go to a leaving party where family came first- lovely to see Paul, Betty … Continue reading

| Tagged , , , | Leave a comment