Monthly Archives: December 2014

The year pensions became real again

Posted on December 31, 2014 by

  Pensions – real money Pension money is real money. It belongs to real people and is used to pay real bills, putting fuel into cars, buying flowers in supermarkets and paying for tickets to watch shows and sports matches. … Continue reading →

Posted in advice gap, Linkedin, pensions, Pensions Regulator, Personality | Tagged , , , , , , , , , , , , , , , , , , | 3 Comments

How to create sustainable regulation of workplace pensions

Posted on December 30, 2014 by

I am not a lawyer, if you want to read a learned discussion on the impact of the various forms of regulation that could apply to financial services, if you want to explore the theory. I suggest you  read this … Continue reading →

Posted in pensions | Tagged , , , , , , , , , , , , , , , | 3 Comments

Mourinho – The art of the rant

Posted on December 29, 2014 by

  Jose Mourinho has put himself in a happy position. No matter how outrageous his contentions, they have a positive impact. The press hang on his every word, the people who buy papers and watch television feel the passion and … Continue reading →

Posted in pensions | Tagged , , | 2 Comments

Who wants change? Who wants to change?

Posted on December 28, 2014 by

  Pension Freedoms is not about people doing exactly what you want them to. It is about allowing people to do exactly what they want to do. Yesterday I commended the Aon DC member survey to anyone prepared to submit … Continue reading →

Posted in Money Advice Service, pensions | Tagged , , , , , , , , , , , , , , , | Leave a comment

Hope yet for AonHewitt

Posted on December 27, 2014 by

I oughtn’t to like Aon. Weirdly I do;- but in the kind of way that google likes the Encyclopedia Brittanica. Aon is an American owned consultancy that feeds the insatiable maw of Man United, it is becoming a fiduciary manager … Continue reading →

Posted in pensions | Tagged , , , , , , | Leave a comment

Fulfilment

Posted on December 26, 2014 by

In 2015, I expect to hear a new word entering our pension lexicon – “fulfilment”. It’s an odd word, I prefer it’s  more general sense that conveys “delivery on a promise” but in the narrower context of “order fulfilment”. it’s the … Continue reading →

Posted in pensions | Tagged , , | Leave a comment

What you want and what you get- Happy Christmas!

Posted on December 25, 2014 by

Because it is early on Christmas morning I should start by saying happy Christmas. I am not in bed because I have a code and have been listening to Jane Garvey talking about the changing way we listen to radio. … Continue reading →

Posted in advice gap, pensions | Tagged , , , , , , , , , | Leave a comment

The trumpeter’s tale

Posted on December 24, 2014 by

I met a man at a party last night. He played the trumpet- he is a professional trumpeter. He never went to college and he told me he is now 67. He asked me what I did and when I … Continue reading →

Posted in pensions | Tagged , , , , , , , , , , , | Leave a comment

Why I’m encouraging civil disobedience!

Posted on December 23, 2014 by

I’ve been spending  a little time catching up on the Pension Regulator’s website- well it is Christmas after all. I’ve come across this.   It’s a guide to employers on how they should talk to their staff about pensions. It is … Continue reading →

Posted in pensions | Tagged , , , , , , , , , , , , , | 4 Comments

Beware the vanity master trust

Posted on December 23, 2014 by

  Hardly a week goes by without a request to research another vertically integrated master trust for inclusion on the list of employer choices offered on http://www.pensionplaypen.com . It is harder to name an actuarial practice or employee benefit consultant that … Continue reading →

Posted in pensions | Tagged , , , , , , , , , , , , , | 7 Comments