Monthly Archives: December 2014

The year pensions became real again


  Pensions – real money Pension money is real money. It belongs to real people and is used to pay real bills, putting fuel into cars, buying flowers in supermarkets and paying for tickets to watch shows and sports matches. … Continue reading

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How to create sustainable regulation of workplace pensions


I am not a lawyer, if you want to read a learned discussion on the impact of the various forms of regulation that could apply to financial services, if you want to explore the theory. I suggest you  read this … Continue reading

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Mourinho – The art of the rant


  Jose Mourinho has put himself in a happy position. No matter how outrageous his contentions, they have a positive impact. The press hang on his every word, the people who buy papers and watch television feel the passion and … Continue reading

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Who wants change? Who wants to change?


  Pension Freedoms is not about people doing exactly what you want them to. It is about allowing people to do exactly what they want to do. Yesterday I commended the Aon DC member survey to anyone prepared to submit … Continue reading

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Hope yet for AonHewitt


I oughtn’t to like Aon. Weirdly I do;- but in the kind of way that google likes the Encyclopedia Brittanica. Aon is an American owned consultancy that feeds the insatiable maw of Man United, it is becoming a fiduciary manager … Continue reading

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Fulfilment


In 2015, I expect to hear a new word entering our pension lexicon – “fulfilment”. It’s an odd word, I prefer it’s  more general sense that conveys “delivery on a promise” but in the narrower context of “order fulfilment”. it’s the … Continue reading

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What you want and what you get- Happy Christmas!


Because it is early on Christmas morning I should start by saying happy Christmas. I am not in bed because I have a code and have been listening to Jane Garvey talking about the changing way we listen to radio. … Continue reading

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The trumpeter’s tale


I met a man at a party last night. He played the trumpet- he is a professional trumpeter. He never went to college and he told me he is now 67. He asked me what I did and when I … Continue reading

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Why I’m encouraging civil disobedience!


I’ve been spending  a little time catching up on the Pension Regulator’s website- well it is Christmas after all. I’ve come across this.   It’s a guide to employers on how they should talk to their staff about pensions. It is … Continue reading

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Beware the vanity master trust


  Hardly a week goes by without a request to research another vertically integrated master trust for inclusion on the list of employer choices offered on http://www.pensionplaypen.com . It is harder to name an actuarial practice or employee benefit consultant that … Continue reading

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