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Monthly Archives: March 2013
“What’s expensive for a pension these days?”
Most UK pension people may still agree with you and see 0.9% as cheap but not me. It might have been cheap in 2000 and it certainly isn’t today! Continue reading
Posted in auto-enrolment, brand, corporate governance, customer service, David Pitt-Watson, dc pensions, fish, one pound fish, pensions, Personality, Retirement
Tagged AMC, Australia, David Pitt-Watson, Dutch, John, John Denham, Legal & General, pension
24 Comments
Give a straight red to active member discounts
What are active member discounts (AMDs) and what’s so wrong with them? Continue reading
Posted in auto-enrolment, brand, dc pensions, Fiduciary Management, pensions, Personal Accounts, Popcorn Pensions
Tagged AMC, Aviva, Friends Life, GPP, House of Fraser, pension, Pension Regulator, Scheme
19 Comments
Taxpayer subsidy for public service pensions to double over 6 years
This is an article from Michael Johnson. I agree with the numbers but I’m not so sure about the sentiment that lies behind it. As a nation we can afford anything if we chose to prioritise the spending and we … Continue reading
Paying as you earn; the best way to save
Monday will see the start of the benefits changes that will climax in the full introduction of the Universal Credit in a year’s time. This is not an article about these changes. But it takes it kicks off from a brilliant … Continue reading
Posted in Change, dc pensions, Financial Education, Martin Lewis, Payroll, pension playpen, pensions, St Paul's, Trades Union Congress, wonga
Tagged Citizens Advice Bureau, Council Tax, Department for Communities and Local Government, Direct debit, Joseph Rowntree Foundation, Payroll, Tax, Universal Credit
19 Comments
Interesting….spin is self-defeating
every time we say one thing and mean another, we are creating distrust in the person who we are talking or writing to Continue reading
Because it’s an ISA doesn’t make it a bargain.
Consumers are savvy, they understand supply chains and will chose the short ones as the route to sustainable value. Continue reading
All we are saying – give DA a chance!
“Possible easements for employers providing good pension schemes” Continue reading
Posted in actuaries, auto-enrolment, dc pensions, defined aspiration, pension playpen, steve webb
Tagged Defined benefit pension plan, Devizes, DWP, Jerusalem, pension, Pensions Act 2008, Romsey, Scheme
3 Comments
How Payroll won friends and influenced Government
Hats off to the journalists, thought leaders , practitioners and trade representatives who worked together for good. In a couple of weeks they created a framework for change Continue reading
Posted in auto-enrolment, dc pensions, leadership, Payroll, pensions, steve webb
Tagged Actuarial science, Centrica, DWP, Payroll, pension, Pro rata, Southwark, Steve Webb
2 Comments
Better-buying makes auto-enrolment work
The promise of “Wealth at work” has disguised the paucity of the pension outcomes when work finishes. Continue reading
Posted in auto-enrolment, corporate governance, dc pensions, First Actuarial, Henry Tapper blog, pensions, steve webb, target date funds
Tagged Insurance, National Employment Savings Trust, pension, Pension Regulator, Self-invested personal pension, SHPS, Small and medium enterprises, UK State Pension
15 Comments
In the customer’s shoes; Dan Norman on our fund fiduciaries.
those charged with fiduciary responsibilities, including the managers themselves must, as Dan puts it “put themselves in their customers shoes” and start treating them fairly, Continue reading
Posted in actuaries, auto-enrolment, corporate governance, David Pitt-Watson, dc pensions, de-risking, Financial Education, First Actuarial, pension playpen, pensions
Tagged Asset management, Dan Norman, Funds, Gregg McClymont, Individual Savings Account, Investment management, Mutual fund fees and expenses
4 Comments
