here’s what you’ve been saying
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Monthly Archives: October 2016
Zacchaeus – the short-arsed scammer who came good.
Zacchaeus -Remember him? Zacchaeus was a tax man who one day climbed a tree For he was short in stature and said he could not see And yet he had a problem, that mattered even more He didn’t see the … Continue reading
Posted in pensions
Tagged Bible, Compensation, Fraud, Jesus, Luke, Scam, Scandal, short-arse, Zacchaeus
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How mean is my valley? Why have we given up on pension prosperity?
Britain is one of the great economic powerhouses of the world. We are a strong nation that should be most confident in ourselves and our capacity to manage our own future. In the past few days we have seen … Continue reading
Posted in pensions
Tagged Blog, DB, defined benefit, FABI, first actuarial, Funding, Green paper, pensions, PLSA
1 Comment
Long term sustainability of DB schemes (First Actuarial bulletin)
First Actuarial publish bulletins helping staff, clients and the wider markets to understand what’s going on. This is the 31st October bulletin. If you’d like to subscribe to this bulletin we will put you on our mailing list – please … Continue reading
Posted in actuaries, pensions
Tagged DB, defined benefits, first actuarial, Pension Freedoms, Pension increases, PLSA, Technology
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Anatomy of a scam; lessons from Providence and Lumiere
If there’s anything good that can come out of the Providence Group’s global network of deceit, it is that it is exposed and offers us its full anatomy. Yesterday I tried to lay out the anatomy at length – I … Continue reading
Posted in pensions
Tagged Fraud, Guernsey, Jersey, Lumiere, Lumiere funds, Lumiere wealth, Providence, RBS, RBS International
5 Comments
Beware the Channel Isles my son.
In the UK we fight financial fraud through the FCA,tPR and a variety of enforcement agencies which together are “action fraud”. Our Regulators are accountable for ensuring that organisations that they regulate behave properly and that investments that they offer … Continue reading
Posted in FSA, pensions
Tagged Funds, GFSC, Guernsey, Jersey, JFSC, Lumiere, Lumiere Fund Services, Providence Financial
23 Comments
Will the gig-economy auto-enrol? More likely after UBER judgement!
Today’s the day that an employment tribunal in London will decide whether Uber’s 40,000 licensed drivers are self-employed or “workers”. So far all the talk has been about sick-pay, holiday pay and the minimum wage. But “worker” (as in “personal … Continue reading
Posted in auto-enrolment, pensions
Tagged auto enrolment, Deliveroo, gig-economy, pensions, uber
8 Comments
Hope, experience and business models (Con Keating)
This summer, the steady stream of surveys of the attitudes and actions of asset managers and asset-owners on ESG and climate change has exhibited a common and disappointing finding: the integration of these concerns into investment processes and decision-making … Continue reading
Posted in pensions
2 Comments
Thanks – it’s a delight to do business with you!
It’s a real delight speaking to micro businesses about pensions. You might think a simple question like “which one do you think is best?” would become boring, now we’re closing in on 5000 employers who’ve asked us it. … Continue reading
Posted in auto-enrolment, pension playpen, pensions, robo-advice, Sage
Tagged choice, Delight, Income, internet, NEST, pension playpen, pensions, Retirement, Sage, Technology
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Protecting the member’s promise (Tim Sharp of TUC speaks up)
Tim sits with us on the Transparency Task Force; he’s a force for good as the TUC’s person in the pension hot seat. These are strong words from a quiet man; the member needs an advocate and Tim and the … Continue reading
In the battle of Brexit – are we the home guard?
Recently I went to the Battle of Ideas Festival. It made me think how we might make a good pensions system work for Britain (we usually think the other way round). Most political ideas revolve around Brexit, so why not … Continue reading
