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Monthly Archives: March 2015
Two thirds of SMEs are pension virgins.
New research is out on the purchasing intentions of the remaining 1.2m employers who aren’t “in” to auto-enrolment. Of the SMEs surveyed who are yet to stage, two thirds (66%) don’t have any existing pension arrangements for their staff while … Continue reading
Posted in accountants, advice gap, auto-enrolment, DWP, Payroll, Pension Freedoms, pension playpen, pensions, Pensions Regulator
Tagged accountants, advice, annuity, auto enrolment, Business, choice, Defined benefit pension plan, DWP, Employment, Guidance, pension, Pension new, pension playpen, Pension Regulator, pensions, Retirement, Steve Webb, The Pension Regulator, TPR
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Getting to grips with the changes in politics
When asking how people would vote yesterday, Krishnan Guru-Murthy encountered confusion and bewilderment. In his words “I have never seen before so little idea what to do”. The ideological certainties of left and right are confused by political marketeers targeting soft votes … Continue reading
Posted in pensions
Tagged Conservative, DUP, Krishnan guru-murphy Liberal, Labout, Plaed Cymru SNP, SNP, UKIP
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Why Osborne’s so wrong to cap our pension ambition.
I wanted to know the amount I would earn if I started on £25,000 when I was 25 and got steady wage rises of 5% pa till I was 65. The answer, according to this little modeller , is just over … Continue reading
LTA exposes the DC horror-show.
Because I am on holiday, I am reading the Sunday Papers. Someone has bought the Sunday Times which I haven’t read for at least 2 billion years. I’m left with the business pages and two articles by Ian Cowie about … Continue reading
The price of choice
It is becoming increasingly clear that the progress of the auto-enrolment project is balanced at the fulcrum. Until now attention has been focussed on the technical details surrounding the auto-enrolment process. But we are moving towards a new phase where … Continue reading
Help is on its way.
For Britain’s flummoxed pensioners- help is on its way! Continue reading
Posted in advice gap, Pension Freedoms, pension playpen, pensions, Popcorn Pensions
Tagged annuity, auto enrolment, CDC, Drawdown, DWP, ITV, Katie Morley, Pension new, pension playpen, Pension Revolution, pensions, Retirement, Ros Altmann, Scam, Tom McPhail
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No Prime Minister! guest blog from Ralph Frank
The Prime Minister focused on the long-term nature of the 2015 Budget in a recent piece he published in the Sunday Times. He saw the Budget as “rewarding those who work hard and do the right thing. For too long, … Continue reading
Posted in pensions
Tagged Budget, Cameron, Government, Income Tax relief, LA, Osbourne, pensioner, pensions, Retirement, Tax, Tax allowance
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Help us spend a penny
Britain is entering its final week of financial constipation following over a year of holding in the urge to splash the pension cash. Speculation in the financial press is reaching fever pitch with the announcement of the Pension Wise telephone … Continue reading
The FCA gets serious on pension outcomes
The FCA has published its 2015 business plan http://fca.org.uk/static/channel-page/business-plan/business-plan-2015-16.html Part of the plan is to award itself a £35m increase in budget, meaning it expects to spend £482m of our money – making sure our money is well managed. Whether this … Continue reading
Posted in pensions
Tagged annuity, auto enrolment, Business, CDC, DWP, FCA, Insurance, Investing, Investment, Life annuity, NAO, Pensin outcomes, pension playpen, product, progress, soicial change, Steve Webb
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Great news for auto-enrolment as systemsync gets its funding.
The news that systemsync has got over £800,000 of angel funding should delight anyone wishing to see auto-enrolment work for our SMEs and micros. It’s going to be good news for payroll software companies and good news for pension providers. … Continue reading
