Tag Archives: CAP

Does drawdown need a charges cap for pension drawdown

This post was written a few months ago but never published. The main thrust is still relevant, the thrust is that we are better off building better and more relevant products than trying to squeeze drawdown into a shirt two … Continue reading

Posted in accountants, advice gap, pension playpen, pensions | Tagged , , , , , , , , , , , , , , , , | 1 Comment

Why Osborne’s so wrong to cap our pension ambition.

I wanted to know the amount I would earn if I started on ¬£25,000 when I was 25 and got steady wage rises of 5% pa till I was 65. The answer, according to this little modeller¬†, is just over … Continue reading

Posted in pensions | Tagged , , , , , | 2 Comments

Labour’s drawdown cap – right idea- wrong execution

Labour is calling for a cap on drawdown charges from April 2015. It is easy to see why. Currently there is a false market for drawdown with many customers paying as much as 4% pa for the management of their … Continue reading

Posted in drawdown, DWP, pensions, Retirement | Tagged , , , , , , , , , , , , , , | 3 Comments