Tag Archives: flexible drawdown

“My pension offer” – explaining CDC to a confused sceptic 12 years ago!

Posted on September 21, 2026 by henry tapper

This is a blog I published 12 years ago on 28th September 2014. It is now 12 years old and shows that the debate has been broadly the same for some time! Continue reading →

Posted in advice gap, auto-enrolment, CDC, pensions, with-profits, workplace pensions | Tagged , , , , , , , , , , , , , , , , , , , , | Leave a comment

Does drawdown need a charges cap for pension drawdown

Posted on August 28, 2015 by henry tapper

This post was written a few months ago but never published. The main thrust is still relevant, the thrust is that we are better off building better and more relevant products than trying to squeeze drawdown into a shirt two … Continue reading →

Posted in accountants, advice gap, pension playpen, pensions | Tagged , , , , , , , , , , , , , , , , | 1 Comment

“My pension offer” – explaining CDC to a confused public!

Posted on September 28, 2014 by henry tapper

John Ralfe has been expressing his frustration that none of the CDC champions have made him a two page offer to tell him what a CDC pension offer might look like. I’ve not done this yet, partly because I’ve been … Continue reading →

Posted in advice gap, auto-enrolment, CDC, pensions, with-profits, workplace pensions | Tagged , , , , , , , , , , , , , , , , , , , , | 1 Comment

Pound cost ravaging

Posted on April 24, 2014 by henry tapper

I felt like General Melchett inspecting the trenches. At the 21st Century Retirement Income Update I met a bunch of advisers who have since 2008 been trying to help clients make sense of the volatility in world markets , understand the relationship … Continue reading →

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“The predictable alternative to drawdown”

Posted on April 5, 2014 by henry tapper

  “Drawdown scares me”. It scares me because I am on my own, it scares me because I get a bumpy ride and most of all it scares me because I know that if I drawdown at a minute of … Continue reading →

Posted in advice gap, CDC, FCA, Financial Conduct Authority, FSA, pensions | Tagged , , , , , , , , , , , , , , , , , , | 3 Comments

Cash and Carry

Posted on March 25, 2014 by henry tapper

  My Mum and Dad used to buy the ice-cream and cakes for the Methodist Fete at the cash and carry in Poole. They used to go down each summer in the Methodist Minibus and they would take me and … Continue reading →

Posted in auto-enrolment, CDC, pension playpen, pensions | Tagged , , , , , , , , , , , , , , , , , | 2 Comments