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Tag Archives: Value for Money
Value for money is priceless – it cannot be bought or sold
I am a fan of David Hutchins and when he writes, as he writes in Pension Expert, on value for money (VFM) – I read. I read but I don’t always agree and I certainly don’t agree with the … Continue reading
Workplace pensions – what we pay and why we pay it!
David Hutchins , who is the presiding genius at Alliance Bernstein, a firm whose investment services power many workplace pensions has written a strongly worded piece in the FT that calls on product providers to ensure savers know what they … Continue reading
Posted in accountants, advice gap, age wage
Tagged Alliance Bernstein, david hutchins, Funds, Value for Money, VFM
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How SUEZ boosted their staff’s pension pots by £8.65m
I really admire organisations that are prepared to take a chance and test their workplace pensions for value for money. SUEZ is one such organisation. Michelle Sutton, SUEZ Head of pensions and reward talks here about how since 2004 … Continue reading
Posted in pensions
Tagged #pensions, Michelle Sutton, Pensions, Suez, Value for Money, VFM
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Is value only in the eye of the beholder?
Yesterday’s blog on the capacity of “value” to simplify pensions has solicited some strong comment and a very interesting debate on linked in I am interested in the comments of Simon Ellis who has been assessing value in funds For … Continue reading
Posted in advice gap, age wage, pensions
Tagged AgeWage, FCA, HSBC, Simon Elllis, TPR, Value for Money
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How can pensions be giving savers VFM but not be dashboard ready?
Outcomes for dough, portals for show! Over the weekend, I’ve been thinking about how I can judge the quality of service I receive from my pension provider. As a consumer there are a number of things I would like … Continue reading
Posted in customer service, Dashboard, dc pensions, pensions
Tagged AgeWage, Dashboards, Data, pension dashboards, Value for Money, VFM
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How can you test the “quality of service” you’re getting from your pensions?
“Value for money is more than just an analysis of cost” – we are told “Value for money is more than just an analysis of the money paid” – we are told “Value for money is also about ‘quality of … Continue reading
Posted in advice gap, age wage, pensions
Tagged FCA, pensions, Quality of service, Sandbox, Value for Money, VFM
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Bench marking will challenge IGCs and raise their game!
This blog is a follow up to my piece which asks whether the FCA has let the IGCs off with impunity. The FCA has chosen not to publicly humiliate failing IGCs but to give them clear guidance for the future. … Continue reading
Have IGC’s let savers down with impunity?
When it all began Back in 2015 , when the IGC chairs first met, I wrote a blog critical of IGC Chairs and their advisers who seemed to be publicly questioning the purpose behind Independent Governance Committees. You can read … Continue reading
For workplace pensions value for money means……..
One of the questions in the FCA’s consultation on value for money is whether its definition is ok or whether we can find a better one. This is our definition Pension value for money’s measured by the amount … Continue reading
Posted in pensions, Value for Money
Tagged Costs and charges, FCA, IGC, Money, Service, value, Value for Money, VFM
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The FCA’s new approach to Pension Value for Money
The Backstory Back in 2014, with the excoriating OFT report fresh to mind, the FCA made a deal with the insurers not to refer the insurers to the Competition and Markets Authority in return for those insurers operating workplace pensions … Continue reading
Posted in advice gap, pensions
Tagged employer, FCA, GAA, GPP, IGC, Value for Money, VFM
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