Tag Archives: Value for Money

Do we value the money in our pensions?

Posted on March 23, 2021 by henry tapper

  It seems odd that something as universal as money, can be valued in such different ways. I am always surprised that my partner considers achieving discounts on her shopping a personal triumph while she is happy to squander fortunes … Continue reading →

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Value for money is priceless – it cannot be bought or sold

Posted on January 5, 2021 by henry tapper

  I am a fan of David Hutchins and when he writes, as he writes in Pension Expert, on value for money (VFM) – I read. I read but I don’t always agree and I certainly don’t agree with the … Continue reading →

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Workplace pensions – what we pay and why we pay it!

Posted on November 1, 2020 by henry tapper

David Hutchins , who is the presiding genius at Alliance Bernstein, a firm whose investment services power many workplace pensions has written a strongly worded piece in the FT that calls on product providers to ensure savers know what they … Continue reading →

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How SUEZ boosted their staff’s pension pots by £8.65m

Posted on September 18, 2020 by henry tapper

  I really admire organisations that are prepared to take a chance and test their workplace pensions for value for money. SUEZ is one such organisation. Michelle Sutton, SUEZ Head of pensions and reward talks here about  how since 2004 … Continue reading →

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Is value only in the eye of the beholder?

Posted on August 7, 2020 by henry tapper

Yesterday’s blog on the capacity of “value” to simplify pensions has solicited some strong comment and a very interesting debate on linked in I am  interested in the comments of Simon Ellis who has been assessing value in funds For … Continue reading →

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How can pensions be giving savers VFM but not be dashboard ready?

Posted on July 27, 2020 by henry tapper

  Outcomes for dough, portals for show! Over the weekend, I’ve been thinking about how I can judge the quality of service I receive from my pension provider. As a consumer there are a number of things I would like … Continue reading →

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How can you test the “quality of service” you’re getting from your pensions?

Posted on July 26, 2020 by henry tapper

“Value for money is more than just an analysis of cost” – we are told “Value for money is more than just an analysis of the money paid” – we are told “Value for money is also about ‘quality of … Continue reading →

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Bench marking will challenge IGCs and raise their game!

Posted on July 8, 2020 by henry tapper

This blog is a follow up to my piece which asks whether the FCA has let the IGCs off with impunity. The FCA has chosen not to publicly humiliate failing IGCs but to give them clear guidance for  the future. … Continue reading →

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Have IGC’s let savers down with impunity?

Posted on July 8, 2020 by henry tapper

When it all began Back in 2015 , when the IGC chairs first met, I wrote a blog critical of IGC Chairs and their advisers who seemed to be publicly questioning the purpose behind Independent Governance Committees. You can read … Continue reading →

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For workplace pensions value for money means……..

Posted on June 29, 2020 by henry tapper

    One of the questions in the FCA’s consultation on value for money is whether its definition is ok or whether we can find a better one. This is our definition Pension value for money’s measured by the amount … Continue reading →

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