Tag Archives: Consumer
Torsten Bell speaks in the VFM debate for the consumer.
What practically will the work on Value for Money mean to providers , employers and ultimately savers into our DC plans? We have this statement from the FCA We plan to offer roundtables and stakeholder events to discuss practical aspects … Continue reading
Posted in pensions
Tagged Consumer, FCA, Pension Dashboard, Pensions, Torsten Bell, TPR
Leave a comment
Receiving value for your money – the DWP gets it 95% right.
Insight one “money” is not – “costs and charges ” but “contributions” There came a moment , as I was reading the DWP’s Value for Money Consultation that you realised that something has changed. For me that moment wasn’t this … Continue reading
Posted in pensions
Tagged Consumer, Consumer duty, DWP, GPP, IGC, Laura Trott, trustee, value for members, Value for Money, VFM framework
1 Comment
Who’ll benefit from easing insurer’s capital requirements?
NEW: UK Govt says it’s “committed” to ensuring the insurance regime remains a “safe home” for people’s pensions. but also that UK insurers “remain internationally competitive”. Govt was responding to a written question on the impact of Solvency2 reforms.https://t.co/FuwkoouYOR — … Continue reading
Why we have actively managed funds
The FCA’s Asset Market Study is written with certain corrective bias’ and it should not be taken as the last word on the active/passive debate. A central focus is on the allocation of savings, particularly long-term retirement savings, to active … Continue reading
Posted in pensions
Tagged Active, adviser, Consumer, FCA, fund management, Funds, Passive, trustees
2 Comments
Playing the personality card
Of all the financial myths that remain unchallenged, the myth of personality is least challenged and most lethal. For it allows the congregation of expert panels/committees/boards – stuffed with perceived “personality” to validate all manner of iniquities. For those personalities … Continue reading
Is guidance good enough – FSA?
One of the consequences of the pensions mis-selling scandal of the 1990s has been a long tail of distrust between occupational trustees and their advisers and advisers regulated by the FSA. Continue reading