Tag Archives: Independent Financial Adviser
The next General Election cannot come soon enough! – guest blog from Ralph Frank
The next General Election in the UK is scheduled for 7 May 2015. That date can’t come soon enough, bringing a little respite (if only temporarily) from what seems to be some sort of popularity contest between the Chancellor … Continue reading
The RDR has scotch’d the snake not killed it!
the FSA has “scotched the snake not killed it”. Continue reading
Do investment consultants need qualifications?
failure cannot be attributed to poor investment consultancy, more to an absence of investment consultancy where it matters Continue reading
Posted in actuaries, auto-enrolment, Bankers, corporate governance, dc pensions, de-risking, Financial Education, Liability Driven Investment, mallowstreet, pensions
Tagged CFA, Chartered Financial Analyst, Financial services, IMC, Independent Financial Adviser, Investment, Investment management, Professional certification
2 Comments
The New Dawn Fades (for IFAs)
For twenty five years we have been sold the need for independent financial advice. I was an IFA once and never for a moment reckoned I was offering independent advice – one product looked pretty much like another and if product … Continue reading
Controlling wealth is not the same as generating wealth
IFAs Control £591bn of Britain’s wealth. That’s a whole lot of moley. Continue reading
Don’t tell me what to do – give me advice!
In a recent polldaddy poll I asked whether people would pay for advice to get information, find out their options or to be told what to do. 60% of people wanted options , 30% wanted to be told what to do and 10% … Continue reading
Posted in corporate governance, customer service, dc pensions, de-risking, pensions, Retail Distribution Review, Retirement
Tagged Actuarial science, Business, finance, Financial adviser, Financial services, Financial Services Authority, Independent Financial Adviser, Institute and Faculty of Actuaries, National Employment Savings Trust, pension
5 Comments
IFEs not IFAs
If you’ve followed my posts over the past few days, you’ll l know I’ve referred to a debate between advisers, insurers, pension managers and trustees which started out discussing the ethics of incentivizing enhanced transfer values and has moved toi discussing how and when advice … Continue reading
Posted in annuity, corporate governance, dc pensions, de-risking, EU Solvency II, Liability Driven Investment, pensions, Retail Distribution Review, Retirement, Treasury
Tagged annuity, corporate governance, dc pensions, de-risking, Economics, Employment, EU Solvency II, Financial adviser, Frank Field, Human Resources, Independent Financial Adviser, Liability Driven Investment, National Employment Savings Trust, pension, pensions, Peter Flanagan, Politics, Proto-Indo-European language, Retail Distribution Review, Retirement, Treasury, trustee, Trustees
18 Comments
Be aware – IFAs at work!
In order for employers to get value from their employee benefit plans they had better be absolutely sure that they are delivered by advisers that need carry no wealth warning!
Continue reading
Posted in corporate governance, dc pensions, de-risking, Retail Distribution Review, Retirement
Tagged Business, corporate governance, corporate risk, dc pensions, de-risking, Employment, finance, Financial adviser, Financial plan, Financial services, Financial Services Authority, Human Resources, Independent Financial Adviser, Insurance, Marketing, National Employment Savings Trust, pension, Pension new, Pensions, Public Sector Pensions, Rage against the Machine, Retail Distribution Review, Retirement, Society, Trail commission
7 Comments
Buy now while IFAs last?
Commission comes at a cost and a cost that is rarely counted Continue reading
Posted in corporate governance, Retail Distribution Review, Retirement
Tagged Business, Business and Economy, corporate governance, corporate risk, Education, Employment, Financial services, Financial Services Authority, Independent Financial Adviser, Insurance, National Employment Savings Trust, pension, public sector, regulation, Retail Distribution Review, Retirement, Saving, Scheme, Society
13 Comments
Could we find a truly independent financial adviser?
The Playpen met for lunch as they do every first Monday of the month to discuss a question posed to us by Paul Bradshaw- serial entrepreneur and the inventor (according to Alan Smith) of the £50,000 pa PEP. In attendance Bill … Continue reading