Tag Archives: Value for Money

His Majesty’s Treasury’s big idea for pensions needs help

Posted on September 25, 2022 by henry tapper

HMT has one explicit pensions policy mentioned in the mini-budget. The government is proposing that “well designed” performance fees, typically levied by private equity and venture capital managers, should be excluded from the 0.75% charge cap on DC workplace pension … Continue reading →

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All pensions have the same Duty to their Consumers – to provide Value for Money.

Posted on May 19, 2022 by henry tapper

  The Government struggles to find an overarching measure that defines “consumer protection”. Trust law says that trustees have a duty of care towards beneficiaries of a trust, historically consumers with policies regulated by the FCA were told that the … Continue reading →

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The PPI , governance and value for money

Posted on November 19, 2021 by henry tapper

  In my earlier post, I wanted to get to grips with the PPI’s new research paper on international experience measuring value for money but ended up focusing on a confusion about VFM and member contributions. Follow the link to … Continue reading →

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Why we shouldn’t choose pension providers just on price!

Posted on November 10, 2021 by henry tapper

The decision from the DWP to defer prescribing on how a commercial pension provider charges member’s for their services is welcome. It would have been better if we didn’t have to consult further and that the Government made the message … Continue reading →

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Do we value the money in our pensions?

Posted on March 23, 2021 by henry tapper

  It seems odd that something as universal as money, can be valued in such different ways. I am always surprised that my partner considers achieving discounts on her shopping a personal triumph while she is happy to squander fortunes … Continue reading →

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Value for money is priceless – it cannot be bought or sold

Posted on January 5, 2021 by henry tapper

  I am a fan of David Hutchins and when he writes, as he writes in Pension Expert, on value for money (VFM) – I read. I read but I don’t always agree and I certainly don’t agree with the … Continue reading →

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Workplace pensions – what we pay and why we pay it!

Posted on November 1, 2020 by henry tapper

David Hutchins , who is the presiding genius at Alliance Bernstein, a firm whose investment services power many workplace pensions has written a strongly worded piece in the FT that calls on product providers to ensure savers know what they … Continue reading →

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How SUEZ boosted their staff’s pension pots by £8.65m

Posted on September 18, 2020 by henry tapper

  I really admire organisations that are prepared to take a chance and test their workplace pensions for value for money. SUEZ is one such organisation. Michelle Sutton, SUEZ Head of pensions and reward talks here about  how since 2004 … Continue reading →

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Is value only in the eye of the beholder?

Posted on August 7, 2020 by henry tapper

Yesterday’s blog on the capacity of “value” to simplify pensions has solicited some strong comment and a very interesting debate on linked in I am  interested in the comments of Simon Ellis who has been assessing value in funds For … Continue reading →

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How can pensions be giving savers VFM but not be dashboard ready?

Posted on July 27, 2020 by henry tapper

  Outcomes for dough, portals for show! Over the weekend, I’ve been thinking about how I can judge the quality of service I receive from my pension provider. As a consumer there are a number of things I would like … Continue reading →

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