Tag Archives: ESG

Is Bitcoin an asset?

  My answer is “yes” and “no”. At the most fundamental, Bitcoin is a means of meeting financial obligations – it can be used to pay for things and is recognized as currency. It has been likened to gold, as … Continue reading

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Write from your heart not to get read – and you’ll get read!

  This blog does not indulge in maudlin retrospection and I am not about to publish a list of the my top 20 blogs of the year. I write for me and not my readership and though I’m very grateful … Continue reading

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Watch and share – because where your pension invests – matters!

The video is worth watching but more than that – it is worth sharing. It is latest (and at 65 seconds- the shortest) feature film of Richard Curtis’ career and it should be embedded into every ESG focused website aspiring … Continue reading

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How Scottish Widows is moving the dial on climate change

More details are emerging on how  Scottish Widows are helping to de-risk client portfolios of  ESG risks. The implication is that State Street needed client pressure to make the move and this was given credence by David Lee, a former … Continue reading

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Can our pensions build back better? Sunak paints a greener picture.

Ricki Sunak’s first speech on financial services in the House of Commons came on the day we absorbed a Biden and a vaccine win. It was a bad day for viruses but a good day for the markets which bounced … Continue reading

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Why investors don’t have to choose between their values and their pocket books

This opinion piece challenging the win-win sales pitch of ESG investing has generated a huge amount of comment. https://t.co/bbpTwxMm5J — Josephine Cumbo (@JosephineCumbo) October 25, 2020 I am a 58 year old investor whose pension pot is invested mainly in … Continue reading

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L&G puts our money where its mouth is.

  Putting our money where its mouth is When it comes to adopting environmental , social and governance tilts into funds, L&G and their investment arm LGIM have been to the fore. First they launched a global equity fund with … Continue reading

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Green pensions? How the DWP are looking to take the luck out of the pot.

Gina Miller is right on this Encouraging people to go green with their #pensions is an excellent aspiration but be very cautious @GuyOpperman Until @TheFCA protects consumers by granting 100% transparency of holdings, acts to stop #greenwashing – this could … Continue reading

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The conversion of the Pension Plowman

I had a bit of a ding-dong with Guy Opperman earlier in the year when I disagreed with him about getting illiquid investments into our workplace pension “Backing annuities – yes,  backing DB scheme pensions -yes, but shoe-horned into DC … Continue reading

Posted in actuaries, advice gap, dc pensions, DWP, pensions | Tagged , , , , | 2 Comments

Changing the way our pensions work

I expect that those few remaining trustees and members of IGCs and GAAs who are in denial of the value of ESG, will – in the face of the forthcoming Act and the detail within the consultation, step down. Continue reading

Posted in age wage, DWP, ESG, pensions | Tagged , , , , , , | 9 Comments