Monthly Archives: September 2020

TISA’s plans for low paid AE opt outs are a disgrace

About a year ago the Tax Incentivised Savings Association (Tisa) asked its members to vote for a name change to The Investing and Saving Alliance. This meant it kept the Tisa acronym even though the underlying name changed. TISA hopes it … Continue reading

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Why a vaccine can provide better immunity than an actual infection

Thanks to Nicola Oliver for highlighting this article from the Conversation in Linked in. At a time of increased anxiety, information about roads to immunity give some comfort, but this article by Maitreyi Shivkumar manages to underpin optimism with medical … Continue reading

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What’s the value for the risk I take (in my pensions)

  Guest blog from Rahul Agarwal   The problem we are trying to solve We start with the aim of creating universally applicable metrics which help understand the value people have got for their money and the likelihood of future … Continue reading

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Lady Lucy and the Riva Ariston – costs are appropriate, value is common.

A couple of weeks ago, one of Lady Lucy’s engines stopped working. It turned out that I had run its fuel out. Worse, i had no way of knowing as the engine’s fuel gauge was broken. Meanwhile the other engine … Continue reading

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Andy Cheseldine’s VFM assessment is just too good!

Andy Cheseldine gave , in 21 minutes , one of the most complete and articulate expressions of what makes for good value in a DC pension scheme. I hate the word “masterclass” but on this occasion it is appropriate and … Continue reading

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1995 and all that (legacy images in a digital age).

Well done Professional Pensions for marking its 25th anniversary with photos of crusty veterans who were pensioning 25 years ago. I think my photo may be 35 years old as it was taken on my first skiing holiday -(sales convention) … Continue reading

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COVID-19 actuaries bulletin (as the second wave hits)

  The Friday Report – Issue 22                                                                    … Continue reading

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How SUEZ boosted their staff’s pension pots by £8.65m

  I really admire organisations that are prepared to take a chance and test their workplace pensions for value for money. SUEZ is one such organisation. Michelle Sutton, SUEZ Head of pensions and reward talks here about  how since 2004 … Continue reading

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Is there a commercial market for Independent Financial Guidance

  Is there even such a term?  The FCA seem to think so ‘Guidance’ is a much broader term (than advice) and includes more general information about financial products. It can include information about different types of investments or general … Continue reading

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“Are we experiencing a second wave?” – asks Stuart McDonald

  By Stuart McDonald for                                                                       … Continue reading

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