Tag Archives: ppf

“Spanish steps” – ideas on pension funding from Jon Spain.


Jon Spain is an eccentric brilliant actuary who has worked for many years worked at the Government Actuary’s department. I am proud he has asked me to provide a précis of his response to Charles Cowling’s Sessional Paper to the Institute … Continue reading

Posted in actuaries, pensions | Tagged , , , , , , , , | 1 Comment

“Certainty and Security”; a message for British Steel Pensioners.


This is a message to British Steel Pensioners who may be feeling uncertain about the  British Steel Pension Scheme. The message is simple, you have two secure options, the BSPS2 and the PPF, for most of you BSPS2 will be … Continue reading

Posted in pensions, BSPS | Tagged , , , , , | 5 Comments

Practical help for practical people- what we hope to do for BSPS members.


What Al Rush and I are up to I’ll be taking up to a week off over the next fortnight – partly because I have to and partly because I relish the opportunity of scooting around the country doing what … Continue reading

Posted in advice gap, BSPS, pensions | Tagged , , , , , , , | 7 Comments

The”great Pension cash-in” needs a check out.


Jo Cumbo’s article on the “Great Pensions Cash-in” has been given promoted to the FT’s “Big Read” – so it should be. It’s a fine piece of work and it has a brilliant opening which I will quote because many … Continue reading

Posted in Blogging, BSPS, pensions | Tagged , , , , , , , | 3 Comments

The legitimate concerns of BSPS members


‘ From the little time I have spent talking online with BSPS members, I have been impressed with the matter of fact way they are dealing with the choices presented to them. Here is a case study of the complexity faced … Continue reading

Posted in annuity, Bankers, BSPS, pensions | Tagged , , , , , , | 14 Comments

There are no rats and the ship is not sinking (a message for BSPS members)


Thanks to the moderators of the BSPS Facebook groups for access and to the poll’s author for permission to publish. This is a very worrying post from a BSPS member. The poll is recent and is the only data I … Continue reading

Posted in pensions | Tagged , , , , , , , , , | 6 Comments

We need to learn to love the PPF more


Hilary Salt asks “rather than designing new DB superfunds, wouldn’t it be better to grow to appreciate and improve our existing superfund?” It must be frustrating for the Pension Protection Fund (PPF) when the public perception is that to end … Continue reading

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Time-bound decisions; the tough choices facing BSPS members


Supporting the Steel Workers in their decision making Over the weekend I was asked to join two important Facebook Groups, one is for those still working at Tata and the other for former employees, what links them is that both … Continue reading

Posted in pensions | Tagged , , , , , , | 4 Comments

What I’ll ask the Pensions Minister today (if I can find him).


Calling Guy Opperman MP,  Minister for pensions and inclusion, “are you out there?” I’m on my way up to Manchester clutching an email from your office saying you want to meet me, I will be at (y)our conference for the … Continue reading

Posted in #WASPI, pensions | Tagged , , , , , , , | 6 Comments

What future – if we cannot rely on universities in twenty years time?


When I wrote my blog yesterday, I had not read the USS consultation document which contains the basis of the triennial valuation it has just completed. I was writing “over” the FT article written by Jo Cumbo which (as usual) presented … Continue reading

Posted in actuaries, advice gap, Henry Tapper blog, pensions | Tagged , , , , , , , | 8 Comments