Tag Archives: henry tapper

Shoot the message – not the messenger.

Watching Martin Lewis’ money show last night I found myself aghast! Someone was trying to weigh up whether it was better to get 0.1% pa tax-free from an HSBC ISA or get 0.4% pa from another HSBC account and run … Continue reading

Posted in advice gap, age wage, Martin Lewis, Payroll, pensions | Tagged , , , , , | 2 Comments

58 years young – the role of crusties in the workforce

I am male, stale and pale – a 58 year old crusty – past his sell by date and blocking young , ethnically diverse and female colleagues from achieving board level positions. Put like that , it is small wonder … Continue reading

Posted in advice gap, age wage, pensions | Tagged , , , | 3 Comments

The financing of DC

As anticipated (in blogging), yesterday’s article on CDC attracted some vitriol, not just from my friend Con Keating, but from the inter-web of things. The idea that a #cdc plan could smooth outcones by borrowing is a load of #bollocks … Continue reading

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“We want freedom and choice and we want simplification too”.

Pensions. Tax. Benefits. Each over-complex. When combined: lethal. We shouldn’t blame pension freedoms for the mistakes caused by governments’ habit of making everything too complicated. We want freedom and choice and we want simplification too. — Stuart Fowler (@fowlerdrew) February … Continue reading

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CDC guarantees nothing! If that freaks you out – CDC is not for you!

It being early on a Sunday morning, the coots playing around Lady Lucy and a wind rustling through the willows, I’m minded to turn my mind yet again to John Ralfe’s queries on CDC. Ok clever clogs. 10 easy #CDC … Continue reading

Posted in CDC, pensions | Tagged , , , , , | 1 Comment

Is calling a CDC pension a “wage in retirement” dishonest?

I got home from a fine evening with David Byrne at the Apollo, to a surprising assault from John Ralfe. It’s not surprising to be verbally assaulted by John on Twitter, but it was surprising that John, who had been … Continue reading

Posted in pensions | Tagged , , , | 5 Comments

10 best read blog posts of 2017

In search order Why some transfer values are ridiculously high?     2017 was a year when the cash equivalent transfer value became fashionable again. When we look back at what CETVs have done to Defined Benefit pensions over the past 24 months, … Continue reading

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3000 blog posts up!

  At some point over the weekend I published my 3000th blog post. Time for celebration- no? Time for 500 words of reflection – yes! I think publishing stuff that might interest others is now an activity of daily living … Continue reading

Posted in Blogging, journalism, pensions | Tagged , , , , , | 3 Comments

It’s a kind of magic! The black and white of imagination.

If I could have set out to define the poles of theatrical experience, I couldn’t have done much better than to choose Kit Harington’s Dr Faustus and the Globe’s production of Midsummer Night’s Dream. First performed within a couple of … Continue reading

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Crowd-sourcing a solution to the net-pay pension problem.

The people who are losing out on Government contributions into their workplace pensions because their schemes work on net pay rather than “relief at source” are oblivious of this problem, they serve coffee in Costa, work in nursing homes and … Continue reading

Posted in auto-enrolment, Blogging, journalism, NEST, now, Payroll, pension playpen, pensions, Pensions Regulator | Tagged , , , , , , , , , , , | 2 Comments