Tag Archives: henry tapper

The financing of DC

Posted on September 14, 2019 by

As anticipated (in blogging), yesterday’s article on CDC attracted some vitriol, not just from my friend Con Keating, but from the inter-web of things. The idea that a #cdc plan could smooth outcones by borrowing is a load of #bollocks … Continue reading →

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“We want freedom and choice and we want simplification too”.

Posted on February 23, 2019 by

Pensions. Tax. Benefits. Each over-complex. When combined: lethal. We shouldn’t blame pension freedoms for the mistakes caused by governments’ habit of making everything too complicated. We want freedom and choice and we want simplification too. — Stuart Fowler (@fowlerdrew) February … Continue reading →

Posted in pensions | Tagged , , , , , | 2 Comments

CDC guarantees nothing! If that freaks you out – CDC is not for you!

Posted on September 16, 2018 by

It being early on a Sunday morning, the coots playing around Lady Lucy and a wind rustling through the willows, I’m minded to turn my mind yet again to John Ralfe’s queries on CDC. Ok clever clogs. 10 easy #CDC … Continue reading →

Posted in CDC, pensions | Tagged , , , , , | 1 Comment

Is calling a CDC pension a “wage in retirement” dishonest?

Posted on June 20, 2018 by

I got home from a fine evening with David Byrne at the Apollo, to a surprising assault from John Ralfe. It’s not surprising to be verbally assaulted by John on Twitter, but it was surprising that John, who had been … Continue reading →

Posted in pensions | Tagged , , , | 5 Comments

10 best read blog posts of 2017

Posted on December 24, 2017 by

In search order Why some transfer values are ridiculously high?     2017 was a year when the cash equivalent transfer value became fashionable again. When we look back at what CETVs have done to Defined Benefit pensions over the past 24 months, … Continue reading →

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3000 blog posts up!

Posted on October 30, 2017 by

  At some point over the weekend I published my 3000th blog post. Time for celebration- no? Time for 500 words of reflection – yes! I think publishing stuff that might interest others is now an activity of daily living … Continue reading →

Posted in Blogging, journalism, pensions | Tagged , , , , , | 3 Comments

It’s a kind of magic! The black and white of imagination.

Posted on May 25, 2016 by

If I could have set out to define the poles of theatrical experience, I couldn’t have done much better than to choose Kit Harington’s Dr Faustus and the Globe’s production of Midsummer Night’s Dream. First performed within a couple of … Continue reading →

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Crowd-sourcing a solution to the net-pay pension problem.

Posted on November 23, 2015 by

The people who are losing out on Government contributions into their workplace pensions because their schemes work on net pay rather than “relief at source” are oblivious of this problem, they serve coffee in Costa, work in nursing homes and … Continue reading →

Posted in auto-enrolment, Blogging, journalism, NEST, now, Payroll, pension playpen, pensions, Pensions Regulator | Tagged , , , , , , , , , , , | 2 Comments

Is auto-enrolment any more than a tax?

Posted on May 17, 2015 by

Speaking in Birmingham last week, former pension minister Steve Webb, commented on how hard it will be to raise the bar on employer auto-enrolment contributions from the current 1% of band earnings to 3% "Anything to get AE pension contributions … Continue reading →

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What can go wrong now? Pension Play Pen 2015 risk register

Posted on January 6, 2015 by

The Pension Play Pen London Lunch Group met for the 62nd consecutive month to establish a Pension Risk Register for the UK in 2015. This might be considered ambitious for an hour long session, not least as our conversation competed … Continue reading →

Posted in advice gap, pension playpen, pensions, Retirement | Tagged , , , , , , , , , , , , , , , , , , , , , | 8 Comments