Monthly Archives: March 2022
Time to claim your pension credit?
Up to 850,000 households are missing out on pension credit , among them households that can ill-afford to miss out on any financial assistance. This blog is about who can claim, how to claim and why we need to … Continue reading
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When will Nest become a CDC scheme?
Perhaps the most unreported headline of the week, at least for pension nerds like me was Guy Opperman’s prediction , made at an RSA CDC event that Nest would be a CDC scheme by the end of the next parliamentary … Continue reading
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Tagged CDC, Guy Opperman, master trust, NEST, Pensions, pooled longevity
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“Delivering the full benefits of CDC” means building to last.
It was interesting being on the Royal Society of the Arts CDC call with the Pensions Minister and a large number of actuaries, lawyers and the RSA team of David Pitt-Watson and Hari Mann. The DWP put out a press … Continue reading
The IGCs are now in a tight corner – is this fair?
Normally at this time of the year I would be reading IGC reports and commenting on them. In future reports will be published by the end of September and will be considerably more challenging for IGCs to produce. In this … Continue reading
Paul Johnson warns pension policy-makers of complacency
In an article originally published in the Times but now free to read on the IFS website, Paul Johnson explains just how terrifying inflation is to low-income households. Johnson begins by explaining the political logic behind the Spring … Continue reading
Why pensions need a shift from a deficit to a surplus mindset.
This blog is written as a tribute to Stefan Zaitschenko whose positive mindset has meant that his fellow pensioners have been awarded a bonus of £57m. Stefan thinks positively about pensions and is an example to us all. From deficit … Continue reading
“Dead Souls” and “the securitisation of tontines”.
I’ve got an invitation from an American Venture Capitalist keen to discuss the “securitisation of tontines”. I am not interested in such discussions, I am sure there are people who find monetising the dead a good thing to do, I’m … Continue reading
Keating and Clacher debunk LDI
Risk and DB Pension Scheme Funding Iain Clacher & Con Keating If only that Dilbert cartoon had been published fifteen or twenty years ago, we might have seen very different outcomes from the rise of ‘de-risking’ strategies, liability driven investment … Continue reading
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Tagged Con Keating, DB funding, de-risking, Dilbert, Dr Iain Clacher, LDI
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A Happy Mothering Sunday to everyone.
It’s Mothering Sunday, a day when we celebrate motherhood whether we are a Mum or not. I’m a lucky lad still to have my Mum on this planet and I’m pleased to see her going strong in the Scottish sunshine! … Continue reading