Monthly Archives: March 2022

Time to claim your pension credit?

Posted on March 31, 2022 by henry tapper

  Up to 850,000 households are missing out on pension credit , among them households that can ill-afford to miss out on any financial assistance. This blog is about who can claim, how to claim and why we need to … Continue reading →

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When will Nest become a CDC scheme?

Posted on March 31, 2022 by henry tapper

Perhaps the most unreported headline of the week, at least for pension nerds like me was Guy Opperman’s prediction , made at an RSA CDC event that Nest would be a CDC scheme by the end of the next parliamentary … Continue reading →

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“Thinking about retiring?” – the day I overdosed on insight.

Posted on March 31, 2022 by henry tapper

There was a lot of thinking going on yesterday, I found myself listening to people’s thoughts on retirement all day, the Zoom, Teams and Webex was turned on from 9 am to 6pm. I thought it might never end. Everyone … Continue reading →

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“Delivering the full benefits of CDC” means building to last.

Posted on March 30, 2022 by henry tapper

It was interesting being on the Royal Society of the Arts CDC call with the Pensions  Minister and a large number of actuaries, lawyers and the RSA team of David Pitt-Watson and Hari Mann. The DWP put out a press … Continue reading →

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The IGCs are now in a tight corner – is this fair?

Posted on March 30, 2022 by henry tapper

Normally at this time of the year I would be reading IGC reports and commenting on them. In future reports will be published by the end of September and will be considerably more challenging for IGCs to produce. In this … Continue reading →

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Paul Johnson warns pension policy-makers of complacency

Posted on March 29, 2022 by henry tapper

    In an article originally published in the Times but now free to read on the IFS website, Paul Johnson explains just how terrifying inflation is to low-income households. Johnson begins by explaining the political logic behind the Spring … Continue reading →

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Why pensions need a shift from a deficit to a surplus mindset.

Posted on March 29, 2022 by henry tapper

This blog is written as a tribute to Stefan Zaitschenko whose positive mindset has meant that his fellow pensioners have been awarded a bonus of £57m. Stefan thinks positively about pensions and is an example to us all. From deficit … Continue reading →

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“Dead Souls” and “the securitisation of tontines”.

Posted on March 28, 2022 by henry tapper

I’ve got an invitation from an American Venture Capitalist keen to discuss the “securitisation of tontines”. I am not interested in such discussions, I am sure there are people who find monetising the dead a good thing to do, I’m … Continue reading →

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Keating and Clacher debunk LDI

Posted on March 28, 2022 by henry tapper

Risk and DB Pension Scheme Funding Iain Clacher & Con Keating If only that Dilbert cartoon had been published fifteen or twenty years ago, we might have seen very different outcomes from the rise of ‘de-risking’ strategies, liability driven investment … Continue reading →

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A Happy Mothering Sunday to everyone.

Posted on March 27, 2022 by henry tapper

It’s Mothering Sunday, a day when we celebrate motherhood whether we are a Mum or not. I’m a lucky lad still to have my Mum on this planet and I’m pleased to see her going strong in the Scottish sunshine! … Continue reading →

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