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Tag Archives: Dr Iain Clacher
A major contribution to the practice of funding pensions
Despite most of us saving into defined contribution retirement plans which provide no pension and rely entirely on investments and contributions for their outcomes, the defined benefit plan remains the source of most retirement income for the UK. Most defined … Continue reading
With Friends Like These, Who Needs Enemies? The DB Funding Code: An Existential Threat to Open DB Scheme
We have been asked what impact the Funding Code would have on open schemes by a number of correspondents. This blog illustrates why the new funding code is the biggest risk that open scheme members face . Simply put, … Continue reading
Posted in actuaries, advice gap, age wage
Tagged Con Keating, DB Funding Code, Dr Iain Clacher, open pensions, Pension Schemes Bill, Pensions
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A sense of proportion; (Keating and Clacher on insolvencies and the PPF)
In this article, Keating and Clacher consider corporate insolvencies and their impact on the PPF – they call for a sense of proportion. Last year DB pension schemes paid £65 billion in pension benefits to pensioners; the PPF paid £775 … Continue reading
Posted in actuaries, advice gap
Tagged Clacher, DB pensins, Dr Iain Clacher, Insolvency, Keating, Pensions, ppf
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How much does auto-enrolment cost?
The new living wage will make auto-enrolment more expensive If you are a small company, one of the unexpected items you’re going to have to add into your financial plan for the next three years is the additional cost of … Continue reading
Posted in actuaries, auto-enrolment
Tagged academic research, auto enrolment, CBS, costs, Dr Iain Clacher, pensions, pensionsync
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