here’s what you’ve been saying
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Monthly Archives: December 2019
An inflation-busting “pay-rise” for low earners – but “who pays?”
The Government’s announced that for pay periods starting on or after 1st April 2020 the National Living Wage (NLW) will increase by 6.2% – four times the rate of inflation. The NLW (for over 25 year olds) will increase from … Continue reading
Posted in accountants, age wage, pensions
Tagged National Insurance, NMW, NWL, Pay, Payroll, pensions, Tax
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NHS pensions are damaging the NHS
his article is by Dr Nitin Arora I asked to publish it as I have followed his work on twitter to help pension professionals understand the current problems facing members of the NHS pension scheme. As I have written in … Continue reading
Any pension publicity (is good publicity)
It’s that’s time of the year when we don’t know what day it is. Well, according to the newspapers, it’s PENSIONS DAY. pic.twitter.com/ehGyIRL43M — Alistair McQueen (@HelloMcQueen) December 30, 2019 A bad news pension story? Not for Sue. Hats off … Continue reading
An employee who’s job was to be sacked
According to no less an authority than Danny Baker, this story is absolutely true. Harrods in the sixties employed someone to be sacked- surely the best job in the world. Apparently the employee was paid to sit among the boxes on … Continue reading
Posted in pensions
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2019 was not a year to hedge your bets
As the decade closes , it’s a time to look back as well as forward. For the vast majority of us, our financial health depends on valuations of assets the price of which we cannot directly control. We may build … Continue reading
Posted in advice gap, age wage, pensions
Tagged AgeWage, Benchmark, D, Investment, pensions, ppf, return
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Let’s kick the dogs out of the manger!
A good reason why pension dashboard infrastructure should be open … any payroll provider could then include pension information directly on payslips. I expect that is far more effective than signposting a single government provided dashboard — alan chaplin (@achaplin71) … Continue reading
Posted in advice gap, age wage, pension playpen, pensions
Tagged AgeWage, Payroll, Pension Dashboard, pension playpen, pensions
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“Let’s empower payroll”:- Pension PlayPen’s input to the Open Finance initiative
1. “You have asked what action can we take to help ensure the potential of open banking is maximised“. This response is from Pension PlayPen. Pension PlayPen was set up in 2013 to help small and medium size employers establish … Continue reading
Posted in pensions
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A progressive way to talk about pensions
A progressive approach to workplace pensions Yesterday I talked about the importance of reporting, both to and from employers. Employers want to understand how their workplace pension is working and savers want to know how their money is doing. The … Continue reading
How are your staff’s pensions getting on?
If you remember back to the mid part of this fading decade, one of the issues facing the 1.4m employers who had to stage auto-enrolment, was which workplace pension to choose for your staff. If you were part of … Continue reading
Posted in age wage, open finance, Payroll, Pension Freedoms, pension playpen, pensions
Tagged NEST, Payroll, Pension Freedoms, pensions, Peoples
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My dream of a “future world of later-life content” – happy Christmas
Christmas is a time for dreaming, walking in the air and ding donging merrily on high. So my Christmas day blog describes a dream that could become reality, only if the world turns out a special way. And maybe it … Continue reading
Posted in pensions
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