Monthly Archives: December 2019

The PPF could grow up a (C)DC lifeboat

Posted on December 24, 2019 by henry tapper

One of the enduring features of the last ten years is Andy Young texting me “this is all getting too much, I think I’m going to retire”. Among the many things that Andy has created – he is a great … Continue reading →

Posted in CDC, pensions, Public sector pensions, responsible investing | Tagged , , , , | 13 Comments

Christmas cards and transparency

Posted on December 23, 2019 by henry tapper

It’s an unlikely chain of events that leads to us asking whether we should be buying charity Christmas cards from Tescos. It depended on a Florence Widdicombe, a six year old girl reporting to her Dad, her Dad reporting (via … Continue reading →

Posted in age wage, ESG, pensions | Tagged , , , , | Leave a comment

Let’s play nicely!

Posted on December 22, 2019 by henry tapper

  This is a most unusual blog as it starts with an apology – an apology to John Ralfe . It is also an apology to any of the people who were offended by my early morning rant at John. … Continue reading →

Posted in #WASPI, Blogging, leadership, pensions | Tagged , , , , | 1 Comment

AgeWage responds to FCA’s call for input to it’s Open Finance initiative

Posted on December 21, 2019 by henry tapper

1.”You have asked what action can we take to help ensure the potential of open banking is maximised”. AgeWage was set up to help people make sense of their retirement saving and to convert “pension pots” into a retirement plan. … Continue reading →

Posted in FCA, pensions | Tagged , , | Leave a comment

HMRC – pay up on your pension promises!

Posted on December 21, 2019 by henry tapper

I’m a member of the Net Pay Action Group and I’m going to hold this Government to the promise it made in the Conservative Party Manifesto. We have a “pre-cooked” way to stop 1.7m low earners being diddled out of … Continue reading →

Posted in pensions | Tagged , , , , , , | 4 Comments

Do we have to be told to save our planet?

Posted on December 21, 2019 by henry tapper

Do we have to be told? Share Action’s Master Trust survey starts with the question “IS REGULATION ENOUGH?” and through the 26 pages of Lauren Peacock’s survey that remains the key question. But there are secondary questions… Can we trust … Continue reading →

Posted in ESG, pensions, social media, trustee | Tagged , , , , , , , | 1 Comment

Why the FCA cares about IGCs

Posted on December 20, 2019 by henry tapper

New powers for IGCs Slipped into the wash-up of consultation responses and Calls for Input published in the last full business week of 2019 was the FCA’s PS19/30 which substantially extends the role of IGCs IGCs currently provide independent oversight … Continue reading →

Posted in dc pensions, ESG, IGC, pensions | Tagged , , , , | 1 Comment

The day the PPF turned day-glo

Posted on December 20, 2019 by henry tapper

It’s not often that the phrase “lost in translation” is more than a glib cliche , but yesterday’s *fake news* on the impending catastrophe from the ECJ ruling on the PPF has given if fresh currency! The breaking news was … Continue reading →

Posted in pensions, punk | Tagged , , , | 4 Comments

When will pensions move out of the “paper age”?

Posted on December 19, 2019 by henry tapper

Today the Pensions Bill will sit within the Queen’s speech and within the Pensions Bill will be proposed legislation to make it mandatory for pension schemes of all DC persuasions , to provide digital data to a pension dashboard. The … Continue reading →

Posted in age wage, pensions | Tagged , , , , , , , , , | 5 Comments

Open finance opens doors (to pension dashboards)

Posted on December 18, 2019 by henry tapper

Pension Dashboards got a much needed shot in the arm from the FCA yesterday , with the publication of a “Call for input” on Open Finance from the FCA yesterday. The document sets out a route-map to better financial services … Continue reading →

Posted in age wage, London, open finance, pensions | Tagged , , , , , , , , | 1 Comment