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Tag Archives: net-pay
Is HMRC handing the low-paid pension saver a Pyrrhic victory?
The government has today published a ‘call for evidence’ on how to address the different outcomes for lower earners, depending on whether their pension schemes use the relief at source (RAS) or net pay method of tax relief. The call … Continue reading
A pension tax- relief debate (beats Love Island any Sunday)
While the nation was working out Dancing on Ice and the new #loveisland line-up, I was engaged in an intellectual arm-wrestle with amongst others, Mike Otsuka, John Ralfe, Sam Pickford, Steve Bee and (in the stands) Ros Altmann. The topic, … Continue reading
Posted in advice gap, age wage, pensions
Tagged John Ralfe, Love Island, Mike Otsuka, net-pay, pensions, RAS, Ros Altmann, steve bee, tax relief, Treasury
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Right in principle – wrong in practice. Ros Altmann’s tax reforms need more work
Ros Altmann is bang on the money when proposing we link healthcare and pensions in her most recent blog The big picture policy issue for the UK is how to afford a healthcare system that is free at the … Continue reading
Posted in advice gap, age wage, pensions, Retirement
Tagged AA, HMRC, LTA, net-pay, pensions, Ros Altmann, Tax
2 Comments
HMRC – pay up on your pension promises!
I’m a member of the Net Pay Action Group and I’m going to hold this Government to the promise it made in the Conservative Party Manifesto. We have a “pre-cooked” way to stop 1.7m low earners being diddled out of … Continue reading
Conservative manifesto best on pensions
Fantastic news that today’s Conservative Manifesto includes a commitment to look at the pensions net pay anomaly. I hope all other parties will now make the same commitment. pic.twitter.com/4MUXrwlDCE — Adrian Boulding (@AdrianBoulding) November 24, 2019 Adrian , along with … Continue reading
Posted in #WASPI, advice gap, age wage, NHS, pensions, Pensions Regulator
Tagged Conservative, Labour, Liberal, Manifesto, net pay anomaly, net-pay, pensions
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Jo’s pension manifesto
Sometimes someone comes out with a simple statement that makes sense of all the noise. Jo Cumbo launched her pension manifesto in the pages of Pensions Expert this week and I don’t want them to be lost to readers of … Continue reading
Time to tackle pensions tax
Pension taxation isn’t working. It is benefiting those who find it easy to save and not incentivising those who don’t. It is causing doctors to work below their peak capacity and demanding up to 25% more in contributions from our … Continue reading
Posted in advice gap, age wage, pensions
Tagged Liz Truss, net-pay, pensions, Ros Altmann, Tax
2 Comments
“I couldn’t afford a pension”.
In my book of objections, supplied to me the first brokerage I sold for, the “I can’t afford it” objection sat at the top of the list. We were told to ask the customer “can you afford not to … Continue reading
Posted in advice gap, auto-enrolment, pensions
Tagged autoenrolmageddon, BBC, Kate Upcraft, net-pay, Paul Lewis, pensions
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Managing pension expectations – are we doing enough?
This is one of those blogs where my focus is on big Government – or policy – rather than the little things that go into making political strategy happen. For a long time, as long as I’ve been working, there … Continue reading
Posted in advice gap, age wage, pensions, religion
Tagged DWP, homeless, net-pay, pensions, Treasury, Universal Credit
2 Comments
The only solution to the net-pay pension problem comes from HMRC
Last Thursday, there was another meeting of the group of us, determined to keep up pressure to sort the problem of net-pay pension contributions this side of auto-enrolment’s next big phasing hike in April. Just to rehearse the problem, … Continue reading
Posted in accountants, pensions
Tagged auto-enroment, HMRC, net-pay, pensions, Tax, Technology
4 Comments
