Tag Archives: Quietroom

The risks of partial disclosure


Look at this photo.   You might have thought that Ruston Smith had won a CDC award for Tesco. Certainly not the case! Now look at the full picture! Mark Scantlebury has won an award for Quietroom, partly for his … Continue reading

Posted in #WASPI, accountants, actuaries, advice gap, pensions | Tagged , , , , , , | 2 Comments

Transparency isn’t tactical! Thoughts on day 2 at PLSA.


The Pension Dashboard was under discussion again at the PLSA conference in Liverpool. “The Pensions Dashboard has taken longer than I would have liked.” @ThePLSA pic.twitter.com/QiZsOlhZbx — Josephine Cumbo (@JosephineCumbo) October 18, 2018 I am not clear from Opperman’ s … Continue reading

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Pensions that make you want to live longer!


Nurse Rebecca is pleased with me. I’ve lost 19 lbs in my first month of recuperation from TapperTubby syndrome.  Regular access, reduced alcohol consumption and a cutting down on high cholesterol and high calorie food are apparently making a difference. … Continue reading

Posted in CDC, pensions | Tagged , , , , , , | 5 Comments

Don’t share this after 25th May – it’s far too good (the new Quietroom video)


In case you didn’t read this morning’s blog on GDPR, here is the blog the other way around, just because I can be as annoying as I like (until May 25th when apparently the fun stops). Enough about GDPR- here … Continue reading

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New Improved Pension Statements on the way.


Ruston Smith and Quietroom   We need improved annual statements from our workplace pensions because…. Many annual statements are  too long, complicated and include jargon As people have savings with many providers, they get different statements at different times of … Continue reading

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Do you want to advise BSPS members in their “time to choose”?


This blog is for financial advisers, though anyone, including BSPS members, may find it useful. Financial advisers are urgently required by these members who are in their “time to choose”. There are two self-help groups for BSPS members. One is for all … Continue reading

Posted in advice gap, BSPS, pensions | Tagged , , , , , | 9 Comments

Self-help – Can you “DIY pensions”?


“The instruction manual is missing” – the first thing my partner said when she opened her new smartphone, I’d kindly donated her for Christmas. I was close to having a Michael Winner moment. “That’s because you learn how to do … Continue reading

Posted in pensions | Tagged , , , , , , , , , , , , , | 5 Comments

What’s the cost of choice?


I and my colleagues are fascinated by financial decisions; who to take out your mortgage with, who to bank with, which ISA to choose and which pension scheme to select for your staff. Which , Money Saving Expert and the … Continue reading

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The dark hour of the innovator


Access to knowledge remains a stumbling block to financial education in this country. It is extremely difficult to convert information on what we own into knowledge about how we can use it. This is not a problem peculiar to the financial … Continue reading

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E-Christmas Cards – a very rum idea if you ask me.


What do you do with e-christmas cards? They bother me. “E-Christmas card” is a misnoma, most of these e-thingies seem the product of the thought police who de-risk corporate communications. “Merry” is of course out – a whiff of intoxication … Continue reading

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