Tag Archives: pensioners

Here’s to pensioners enjoying their pensions!

I’m on the Flying Scotsman to York (the Yorkshireman). My carriage is full of pensioners (including me), people thanking their lucky stars they’ve got the chance to ride behind this famous loco and sit in a beautiful compartment. And the … Continue reading

Posted in club pension, dc pensions, Henry Tapper blog, Pension Freedoms, pension playpen, pensions | Tagged , , , , | 3 Comments

Is auto-enrolment to become a stealth-tax on the poor?

  The DWP has released a 200 page  report into the state of the auto-enrolled nation. You can access it here. I’ve read the executive summary which is full of surprises and the report is clearly informing future strategy. The … Continue reading

Posted in pensions | Tagged , , , , , , | 3 Comments

Shouldn’t Pension Schemes CREATE jobs? #CIPD

News that ballooning pension deficits are hitting profits and leading to hiring freezes is both unwelcome and unacceptable. Pension schemes should be benefiting UK businesses, enabling them to retire those becoming less productive and hire the best new talent. But … Continue reading

Posted in accountants, actuaries, advice gap, pensions | Tagged , , , , , , , , , , , | 6 Comments

How the autumn statement will effect pensions and pensioners

There were no big pension surprises in this autumn statement but the Chancellor managed to squeeze some savings from auto-enrolled workers and pensioners. All eyes now turn to the 2016 Budget where the Chancellor is expected to make an announcement … Continue reading

Posted in accountants | Tagged , , , , , , , , | 1 Comment

Are the conservatives the party for pensioners?

  The Conservatives are due to talk this morning about how they can justify their claim that they are the party for pensioners. Look forward to promises to; Maintain the triple lock Increase the pensioners tax-free allowance from £6000 to … Continue reading

Posted in pensions | Tagged , , , , , , | 6 Comments

Putting clients first- First Actuarial

You can’t get people lower down the corporate food chain to “treat customers fairly” if the customers aren’t the first priority of the people at the top.

Continue reading

Posted in pensions | Tagged , , , , , , , , , , , , | Leave a comment

We need to do something about annuities

There is something fundamentally wrong with the annuity market that needs to be fixed Continue reading

Posted in dc pensions | Tagged , , , , , , , , , , , , | 2 Comments

The CEO and the janitor

They don’t get it, they don’t trust you, they think you are pulling the wool over their eyes. Continue reading

Posted in pensions, Retirement | Tagged , , , , , , , , , , , , | 3 Comments

Public sector pension debt

How long before the ratings agencies catch up with us and require us to take action over our public sector pension debt? Continue reading

Posted in pensions, Treasury | Tagged , , , , , , , , , , , , , , , , , | 2 Comments

Enhanced transfer values-is there a middle way?

There’s a lot of talk about “risk sharing” between employers and members of DB pension schemes. “Risk sharing” has become a euphemism for booting members out of the pension scheme- a middle way is needed. Continue reading

Posted in de-risking, pensions, Retirement | Tagged , , , , , , , , , | 2 Comments