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Tag Archives: long term care
Why planning for “care” is everyone’s business
Whether we are carers or ‘cared for’, we are likely to be involved in caring in the future. Of course the pandemic has highlighted the under-funding of residential care homes and the lack of support given to many home carers, … Continue reading
Posted in advice gap, Change, pensions
Tagged CARE, financial planning, L&G, Legal and General, long term care
2 Comments
Why we’ve failed to build a national care service
Sage seem to consider the major problem in care homes the impact it is having on the R number. At least that is how it is being reported. Sage member Professor John Edmunds told the FT Covid-19 infections in hospitals … Continue reading
Posted in actuaries, advice gap, coronavirus, pensions
Tagged CARE, Care Homes, Covid-19, long term care, NHS, Social care
2 Comments
Do we long-term care?
There’s an elderly care crisis in the UK. Action must be taken now, or the country’s ability to look after elderly people will collapse by 2029. Our report with @cebr_uk looks at why this has happened, and what we can … Continue reading
Posted in actuaries, advice gap, age wage, annuity, Consolation, pensions
Tagged Aviva, Care annuity, Irwinn Mitchell, Just, Legal & General, long term care, pension annuity, pensions
4 Comments
The problems of old age didn’t “go away in May”.
Back in May, the Conservatives said they were going to do something about the problems Britain has with an ageing population and insufficient preparation for their extreme old age. Instead of introducing radical reform, as their manifesto promised, they backed … Continue reading
Posted in pensions
Tagged Centre for the Modern Family, Conservatives, cost of care, Jane Curtis, long term care, Social care, Theresa May
2 Comments
My house is my health plan?
It is the one life event we don’t want to talk about. Shakespeare could only talk of it through the fool; Last scene of all, That ends this strange eventful history, Is second childishness and mere oblivion, Sans teeth, … Continue reading
“Look after yourselves” – tough plans for the ageing-affluent.
Ditching Dilnot’s cap Ditching Andrew Dilnot’s proposed cap on the amount we pay for our long-term later life care is the biggest attack on wealth I can remember. Protecting personal assets at £100,000 is scant comfort when the … Continue reading
Posted in pensions
Tagged andrew Dilnot, Conservative Manifeto, Dementia, inheritance, long term care, Prime Minister, Theresa May
3 Comments
Actuaries! Talk with us – don’t argue with each other.
There’s a silly letter in the FT this week which I print in full. Sir, Jo Cumbo’s report “Mortality update bodes well for pension deficits” (May 4) refers to an assertion by PwC that slowing mortality improvements could reduce UK … Continue reading
Posted in actuaries, pensions
Tagged actuaries, CARE, DB, defined benefit, long term care, morbidity, mortality, pensions, state pension
4 Comments
With dementia in mind.
Why don’t we design financial services for the elderly with dementia in mind? The needs and capabilities of those in their eighties and nineties can be quite different from those in their sixties and seventies. We would not treat a twenty … Continue reading
Are the conservatives the party for pensioners?
The Conservatives are due to talk this morning about how they can justify their claim that they are the party for pensioners. Look forward to promises to; Maintain the triple lock Increase the pensioners tax-free allowance from £6000 to … Continue reading
Posted in pensions
Tagged Conservatives, IFS, long term care, pensioners, spending, Tax, welfare
6 Comments
Any questions on the Guidance Guarantee?
This blog is about a conversation I had with the Pension Advisory Service. Following it I promised to feed back questions to TPAS about the Guidance Guarantee. The blog contains questions I want asking , some background on TPAS and … Continue reading
Posted in advice gap, Guidance, happiness, Retirement
Tagged Business, Drawdown, Financial services, Guidance, Guidance Guarantee, long term care, Longevity, Michelle Crackneell, pension, Pension new, pension playpen, pensions, Risk, Tax, TPAS
3 Comments
