Tag Archives: Plan

Jack explains plans American retirement plan loans

This article came from a comment by Jack Towarnicky It comes as we consider the question  raised by timothy Lancaster;-  “should we help employees in debt before encouraging saving.” I don’t know what the rules are in the UK, but … Continue reading

Posted in pensions | Tagged , , | 4 Comments

Can we pipe down and let Royal Mail workers get on with building and getting their pension?

If this is the way that Royal Mail allows the message to seep out to its 110,000 members, then “doh”! I hope that it is mad at the FT – as I am. The first six months of its CDC … Continue reading

Posted in pensions | Tagged , , , , | 2 Comments

Monty promises his colleagues more by way of a First Bus pension!

Here’s a splendid piece of writing from Nick Reeves of Pension Expert The road ahead While the own-trust model offers control and flexibility now, First Bus is not ruling out other options for the future. The company is keeping a … Continue reading

Posted in pensions | Tagged , , , , | Leave a comment

Plan to spend, save or borrow? Who knows what to do?

For many people, what they earn will be what they spend on household bills this year and next. The FT report why , most people want to know what will happen to their savings (if they have them ) over … Continue reading

Posted in pensions | Tagged , , , , , | Leave a comment

The PPF’s 11 defined benefit pension need-to-knows

This is the third and final of the PPF’s blogs devoted to explaining pensions to its membership. I hope that readers find them refreshing and that there are good things in them which they can use for themselves, their clients … Continue reading

Posted in pensions | Tagged , , , | Leave a comment

Royal London IGC report – a welcome shift in focus

Royal London are (as usual), the first IGC to report. They have been kind and sent me the Chair’s Statement which saves me searching. But it’s easy to track down here The IGC has delivered a really interesting read which … Continue reading

Posted in IGC, pensions, Retirement | Tagged , , , , , , , | 2 Comments

From helping your clients to helping yourself.

The severity of the falls in stock market put in jeopardy the revenues of asset based businesses. Put simply, if the markets fall 50%, so do revenues. What were profitable business models become unprofitable and sooner or later costs catch … Continue reading

Posted in Consolation, coronavirus, pensions | Tagged , , , , | 5 Comments

Royal Mail CDC – proof of concept or the real deal?

I am always amazed at the churlishness of the pension industry towards innovation. Here’s John Lawson suggesting that the Royal Mail should be spending £400m a year to satisfy his curiosity. I’d quite like one or two schemes to try … Continue reading

Posted in CDC, pensions | Tagged , , , , , , | Leave a comment

My house is my health plan?

  It is the one life event we don’t want to talk about. Shakespeare could only talk of it through the fool; Last scene of all, That ends this strange eventful history, Is second childishness and mere oblivion, Sans teeth, … Continue reading

Posted in pensions | Tagged , , , , | 3 Comments

Myopia and the alternative fact

Not all prejudice is ill-intentioned, I know the author of this comment on a recent blog. He is not ill-intentioned – just short-sighted. There is no one interested to have defined benefit pensions in the UK. They are seem as … Continue reading

Posted in pensions | Tagged , , , , , , , , , | 2 Comments