Tag Archives: Spend

We stop spending and save save save! Let’s make that work.

Posted on October 11, 2025 by henry tapper

The news is pretty flabbergasting – we aren’t spending, we must be spending , spending , spending Deciphering this puzzle is a priority for policymakers at the Bank of England. If consumers do not start spending soon, the central bank … Continue reading →

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Mansion House is not about saving better not more.

Posted on November 26, 2023 by henry tapper

“The purpose of the Mansion House reforms is to make us save better. The reforms  are not about us saving more – though restoring public confidence in pensions should lead to higher savings rates” This is not a parliamentary answer … Continue reading →

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Plan to spend, save or borrow? Who knows what to do?

Posted on August 30, 2022 by henry tapper

For many people, what they earn will be what they spend on household bills this year and next. The FT report why , most people want to know what will happen to their savings (if they have them ) over … Continue reading →

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“Deliver me a world without work”!

Posted on December 18, 2018 by henry tapper

In almost every conversation I have had about the purpose of a pension dashboard, up comes the word “engagement”. Engagement has become the horse to the savings cart, “you can’t expect people to save more unless you’ve engaged them with … Continue reading →

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Simplifying pensions with AgeWage

Posted on October 13, 2018 by henry tapper

A number of people have asked about “AgeWage”, so I thought to write an article introducing it and why I and our management team are so excited about what it will do. A good business plan should start with a … Continue reading →

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Selling happiness by the pound

Posted on March 11, 2016 by henry tapper

    If I was Damian Stancombe, I wouldn’t be talking to me. Damian is a partner at a firm called Barnett Waddingham and I’m forever having a go at his firm. But he’s a tolerant fellow and we still … Continue reading →

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How to spend your pension -a further blog from Con Keating

Posted on November 19, 2015 by henry tapper

    If you haven’t read Con’s three previous blogs on this subject (which IMO form the most lucid contribution to the decumulation debate so far) – search Con Keating in the search box at the top of this page. … Continue reading →

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Why I want to be old – rich and pay no tax!

Posted on August 11, 2015 by henry tapper

There’s a famous story, now fading from popular memory about Strand, a brand of cigarettes in the sixties. Strand came out with a strap-line “you’re never alone with a Strand” It killed the brand stone-dead. People associated smoking a Strand … Continue reading →

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How much should I spend on retirement?

Posted on September 15, 2014 by henry tapper

People get frightened by this question – they shouldn’t! The simple answer is that we all pay into a national pension scheme through national insurance and you can find out what you’re likely to get from the State we completing … Continue reading →

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