Tag Archives: incentives

What is the point (of tax-relief)?

Posted on February 9, 2016 by henry tapper

  A tired (and possibly emotional) actuary sends me a late night mail which starts.. What is the tax relief deal?  Govt in effect borrows money over 40 years on average to invest in whatever DC investors invest in and … Continue reading →

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The savings paradox – a crux of trust!

Posted on October 5, 2015 by henry tapper

The more people save, the less we seem to be saving. This seems to be the paradox facing auto-enrolment. And if the doomsters contemplating the impending changes to tax relief are right, not only will auto-enrolment reduce per capita spend … Continue reading →

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Why I want to be old – rich and pay no tax!

Posted on August 11, 2015 by henry tapper

There’s a famous story, now fading from popular memory about Strand, a brand of cigarettes in the sixties. Strand came out with a strap-line “you’re never alone with a Strand” It killed the brand stone-dead. People associated smoking a Strand … Continue reading →

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This scaremongering on auto-enrolment has to stop!

Posted on July 19, 2015 by henry tapper

Scaremongering Scaremongering sells newspapers and we love to be afraid. It is easy to write stories that play on our fears, because they are the ones we want to read. But that doesn’t make scaremongering alright, just as it doesn’t … Continue reading →

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