here’s what you’ve been saying
Tag Archives: Old age
People’s income needs in retirement don’t fall away with age (IFS)
Thanks to David Sturrock, Carl Emmerson and Carolyn Jones for their comments on the IFS’ excellent research funded by IRS Savings consortium, which includes the ABI ACA, Canada Life, IA, MaPS, PLSA Particular thanks to Heidi Karjalainen who together with … Continue reading
Posted in pensions
Tagged Carl Emmerson, David Sturrock, Heidi Karjalainen, Holidays, IFS, Old age, pension, Steve Webb
Leave a comment
Downing Street’s three pension interventions this century.
Intervention one – The Turner Commission. It is useful from time to time to revisit the work of Adair Turner’s Pension Commission which first reported in 2004. 18 years on the generation it considered “young” are now approaching the “normal … Continue reading
A pension or a tax wrapper?
So we get to the heart of the matter. Is a pension a “wage in retirement” or is it a “tax-incentivised tax-wrapper”? This little exchange on twitter sums up the differing views. For those who practice holistic financial planning, Al … Continue reading
Posted in pensions
Tagged Al Rush, Dave Thompson, Old age, pensions, phoney freedoms, Wage in retirement
10 Comments
Opting back into a pension scheme?!?
One of the uses of a CDC scheme could be to allow people who have opted out of a DB plan – to opt back into a scheme which pays them a wage for life – albeit one that isn’t … Continue reading
Posted in advice gap, auto-enrolment, CDC, pensions
Tagged BSPS, CARE, CDC, NHS, Old age, pension, pensions, Retirement, tata, Wage for life
Leave a comment
“Time spent frail in old age doubles”
A Newcastle University study, suggests that elderly people are getting frail for longer as they reach the final years of their life. According to the Seed project men spent 2.4 years on average needing regular care and women three … Continue reading
Posted in doctors, pensions
Tagged Dementia, Newcstle Univeristy, Old age, Saga, the Seed Project
5 Comments
Planning for a noble and quick death?
The FT has been doing some research about what motivates people to swap a pension for drawdown. The sample may not have been big but they’re drawing a strange conclusion. The superiority of the death benefits within drawdown are … Continue reading
Posted in Facebook, First Actuarial, pensions, twitter
Tagged CARE, Debora Price, Dementia, Drawdown, jo cumbo, Old age, pension
3 Comments
What do you mean “getting old”?
Hope I die before I get old Today’s my son goes up to Cambridge, just as I did 36 years ago. He’ll make his own way, I am off to France to watch the Arc de Triomphe. It feels … Continue reading
Selling happiness by the pound
If I was Damian Stancombe, I wouldn’t be talking to me. Damian is a partner at a firm called Barnett Waddingham and I’m forever having a go at his firm. But he’s a tolerant fellow and we still … Continue reading
Posted in pensions
Tagged Damian, elderly, grey hair, Happiness, Happy Henry, love, Old age, pension, pensions, pound, Savings, Spend, the pension pound
6 Comments
When you’re 64… buy the state pension! (girls buy even earlier!)
I chaired and spoke at a number of retirement income seminars last month – you may have been at one. While I was encouraged by the engagement and education of the audience in financial products, I was frustrated by the scope … Continue reading
Posted in actuaries, annuity
Tagged DWP, GAD, IFA, Income, Inflation, Longevity, Old age, old age pension, Retirement, retirement income, Single state pensin, state pension, state pensions
3 Comments
