Tag Archives: Old age

Why you can’t understand old age finance so well without Tony’s help

I could not understand the problems older people have so well , had I not Tony Watt’s daily round up of blogs and information that arrives in my email.  Here is today’s and (more importantly) here is the subscription link … Continue reading

Posted in pensions | Tagged , , , | Leave a comment

The £100 billion dollar question: how do we harness older worker power?

Tony Watts points out that Britain has latent economic power beyond the university. Tony writes a regular newsletter for older folk (like me). My blogs this morning have been about tapping into younger rigour, but here’s Tony’s thoughts posted early! … Continue reading

Posted in pensions | Tagged , , , | 3 Comments

Dying is an art that is really expensive

  My blog is a nothing compared with the power of analysis you can get from the FT and other seriously good papers we produce in this country. Thanks to Alan Chaplin, Pension PlayPen and this blog have had some … Continue reading

Posted in pensions | Tagged , , , | 2 Comments

Talkin’ ‘bout my generation – with Tony Watts OBE

You can read this and all Tony’s blogs from this link He didn’t get an OBE for nothing It’s a (frankly worrying) 60 years since The Who articulated the generational divide that seemed to us palpable at the time, and … Continue reading

Posted in pensions | Tagged , , | Leave a comment

May Christmas bring you more “retirement years”

Happy Christmas Day!   2022 has brought us one guy who has filled us with good cheer. Stefan Lundberg is that man and over the Christmas period I want to republish a few of his great articles and blogs of … Continue reading

Posted in pensions | Tagged , , , , , | Leave a comment

People’s income needs in retirement don’t fall away with age (IFS)

Thanks to David Sturrock, Carl Emmerson and Carolyn Jones for their comments on the IFS’ excellent research  funded by IRS Savings consortium, which includes the ABI ACA, Canada Life, IA, MaPS, PLSA Particular thanks to Heidi Karjalainen who together with … Continue reading

Posted in pensions | Tagged , , , , , , , | Leave a comment

Downing Street’s three pension interventions this century.

Intervention one – The Turner Commission. It is useful from time to time to revisit the work of Adair Turner’s Pension Commission which first reported in 2004. 18 years on the generation it considered “young” are now approaching the “normal … Continue reading

Posted in pensions | Tagged , , , , , , , | 1 Comment

A pension or a tax wrapper?

So we get to the heart of the matter. Is a pension a “wage in retirement” or is it a “tax-incentivised tax-wrapper”?  This little exchange on twitter sums up the differing views. For those who practice holistic financial planning, Al … Continue reading

Posted in pensions | Tagged , , , , , | 10 Comments

I’m busy making sure I stay alive!

Stella and I were listening to the conversation between two couples while at dinner on the train last night. The younger couple were conventionally married and in their fifties, the couple opposite were a mother and daughter , the daughter … Continue reading

Posted in pensions | Tagged , , , | 3 Comments

Opting back into a pension scheme?!?

One of the uses of a CDC scheme could be to allow people who have opted out of a DB plan – to opt back into a scheme which pays them a wage for life – albeit one that isn’t … Continue reading

Posted in advice gap, auto-enrolment, CDC, pensions | Tagged , , , , , , , , , | Leave a comment