Tag Archives: Old age
“Time spent frail in old age doubles”
A Newcastle University study, suggests that elderly people are getting frail for longer as they reach the final years of their life. According to the Seed project men spent 2.4 years on average needing regular care and women three … Continue reading
Posted in doctors, pensions
Tagged Dementia, Newcstle Univeristy, Old age, Saga, the Seed Project
5 Comments
Planning for a noble and quick death?
The FT has been doing some research about what motivates people to swap a pension for drawdown. The sample may not have been big but they’re drawing a strange conclusion. The superiority of the death benefits within drawdown are … Continue reading
Posted in Facebook, First Actuarial, pensions, twitter
Tagged CARE, Debora Price, Dementia, Drawdown, jo cumbo, Old age, pension
3 Comments
What do you mean “getting old”?
Hope I die before I get old Today’s my son goes up to Cambridge, just as I did 36 years ago. He’ll make his own way, I am off to France to watch the Arc de Triomphe. It feels … Continue reading
Selling happiness by the pound
If I was Damian Stancombe, I wouldn’t be talking to me. Damian is a partner at a firm called Barnett Waddingham and I’m forever having a go at his firm. But he’s a tolerant fellow and we still … Continue reading
Posted in pensions
Tagged Damian, elderly, grey hair, Happiness, Happy Henry, love, Old age, pension, pensions, pound, Savings, Spend, the pension pound
6 Comments
When you’re 64… buy the state pension! (girls buy even earlier!)
I chaired and spoke at a number of retirement income seminars last month – you may have been at one. While I was encouraged by the engagement and education of the audience in financial products, I was frustrated by the scope … Continue reading
Posted in actuaries, annuity
Tagged DWP, GAD, IFA, Income, Inflation, Longevity, Old age, old age pension, Retirement, retirement income, Single state pensin, state pension, state pensions
3 Comments
“Hope I die before I get old..?”
The quote’s from Pete Townsend and the Who’s “my generation”. It’s a brutal version of the Beatles’ “when I’m 64” but both songs are driven by the fear of getting old “will you still need, me, will you still … Continue reading
Posted in accountants, actuaries, CDC, pension playpen, pensions, Pensions Regulator, Popcorn Pensions, Public sector pensions
Tagged Business, dc pensions, Defined benefit pension plan, Employment, Financial services, George Osbourne, Government, Housing, Old age, Pension Reforms, Reforms, Retirement, the Beatles, The Who
Leave a comment
Safe, stable, regular and for life
I had lunch with Mr Sipp yesterday. Mr Sipp is John Moret and he has done more to pioneer the new pension freedoms than anyone else. I think the dodgy curry and glass of house white I bought him scant … Continue reading
Posted in annuity
Tagged annuity, Drawdown, fleixible drawdown, Flumps, Guidance, Guidance Framework, Income, Old age
Leave a comment
A few house rules…
Once you’ve blown up the building you let the dust settle ,you announce what you’ll be putting up instead and then you build. This seems a reasonable analogy for what is happening in pension reform. The FCA are issuing invitations … Continue reading
Posted in advice gap, dc pensions, doctors, later life
Tagged DWP, ILC, later life, Old age, Retirement
1 Comment
Going to work?
We should be looking to release our older workers to train up the youth and deploy their reliability and indpenedence the way they see best. That may not require them going to work. Continue reading
Tell them the truth (a ridiculous notion)
However, it would lead to the kind of engagement between staff and retirement that is needed if we are to move forward from the current deadlock of distrust.
Posted in EU Solvency II, NEST, pension playpen, Personal Accounts, Retirement
Tagged Business, Company, Employment, EU Solvency II, Financial services, Insurance, National Employment Savings Trust, NEST, Old age, pension, Pension new, pension playpen, Pension Pound, Pension Poverty, Personal Accounts, Public Sector Pensions, Retirement
7 Comments