Tag Archives: Longevity

Game set and match to the Life Insurers

  Use Of Longevity Swaps And Buy-Ins And Other Unforced Errors Game Set and Match to the Life Insurers The Example of Aviva Plc: Life Insurer and DB Sponsor Strong Margins. Buried Losses Life Lessons For Us All This is … Continue reading

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The Longevity Dividend – The Business Case for Linking Health and Wealth

I was going to comment on this article, but I really have nothing to say but “thank you”. Graham Pearce says he’s after   “Breaking down the silos between health and wealth to unlock the opportunities of the Longevity Economy”. Graham … Continue reading

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The Present Situation – More humans, fewer problems

Thanks for Per Andelius who has sent me this marvellous paper from Harvard University It’s a forgotten truth that — more than oil, gold, or data — working-age adults are the most valuable resource of our time. Scientists, nurses, thinkers, … Continue reading

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We are wanted “dead or alive”- pensions should not be the problem.

This post is written not by an actuary or risk manager but by someone who is 63 and faced with the predicament of choosing between an annuity or an income drawdown policy to fund his remaining 25 or so years. … Continue reading

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BP – please spend your pension fund on pensions

BP is not a poor company. It has a very good pension scheme , with a fund which was created  to be paid over time to its staff. Till payments are due, the fund can be invested for the  benefit … Continue reading

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Is the war on pension funding being “won badly”?

 The PPF’s purple book for 2023 is out. The PPF tells us This publication tracks trends in DB scheme funding, demographics, asset allocation, and more. It also gives us, the PPF, an in-depth understanding of the risks we face from … Continue reading

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How to stop us spending our pension pots like muppets.

When I asked Guy Opperman on Tuesday, what had happened to the 650,000 workers who’d gone missing from payrolls and benefit claims, he replied tersely “we know a little about that“. Clearly he knew the OBR’s estimate of tax receipts … Continue reading

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      An actuary friend of mine writes to me If we adjust the State Pension Age ahead of time, then it depends on assumptions for future improvement – (as adjustments follow a formula). And right now as you know … Continue reading

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Insuring too much for living too long

I went to an interesting debate this morning about the DB deficit crisis (what crisis?). A number of interesting things emerged, such as a statement that a pension scheme cannot get a real return on its investments. I looked at … Continue reading

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The Monarch and the Baroness – long live our queens!

Well done Ma’am! It’s a good week for the monarchy – and for our revered Queen Elizabeth who today becomes Britain’s longest reigning monarchy. Enough has been said about Elizabeth Regina for me to trouble these pages with further congratulation. She’s been … Continue reading

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