Tag Archives: Longevity

The Monarch and the Baroness – long live our queens!

Well done Ma’am! It’s a good week for the monarchy – and for our revered Queen Elizabeth who today becomes Britain’s longest reigning monarchy. Enough has been said about Elizabeth Regina for me to trouble these pages with further congratulation. She’s been … Continue reading →

Posted in pensions | Tagged , , , , , , , , , , , , | 1 Comment

What the great fall of China does to my pension.

The falls in the world stock markets since April appear huge, our own market has fallen 15% , market in Asia, much more. But the equity market that has fallen the most is China. The great fall of China is … Continue reading →

Posted in pensions | Tagged , , , , , , , , , , , , | Leave a comment

When you’re 64… buy the state pension! (girls buy even earlier!)

  I chaired and spoke at a number of retirement income seminars last month – you may have been at one. While I was encouraged by the engagement and education of the audience in financial products, I was frustrated by the scope … Continue reading →

Posted in actuaries, annuity | Tagged , , , , , , , , , , , , | 3 Comments

Any questions on the Guidance Guarantee?

  This blog is about a conversation I had with the Pension Advisory Service. Following it I promised to feed back questions to TPAS about the Guidance Guarantee. The blog contains questions I want asking , some background on TPAS and … Continue reading →

Posted in advice gap, Guidance, happiness, Retirement | Tagged , , , , , , , , , , , , , , | 3 Comments

The new consensus on when we can retire

It is only a matter of time for sponsors to have their Damascan moment and suggest to their trustees that a flexible retirement age is equally applicable to working practices and the payment of pensions Continue reading →

Posted in pensions | Tagged , , , , , , | 1 Comment

We need to do something about annuities

There is something fundamentally wrong with the annuity market that needs to be fixed Continue reading →

Posted in dc pensions | Tagged , , , , , , , , , , , , | 2 Comments

The divine comedy (a pensions joke)

“What’s going on , Regulator?” asked God. “Haven’t we got any of this lot into paradise yet?” Continue reading →

Posted in pensions, Retirement | Tagged , , , , , , , , , | 5 Comments

The CEO and the janitor

They don’t get it, they don’t trust you, they think you are pulling the wool over their eyes. Continue reading →

Posted in pensions, Retirement | Tagged , , , , , , , , , , , , | 3 Comments

Public sector pension debt

How long before the ratings agencies catch up with us and require us to take action over our public sector pension debt? Continue reading →

Posted in pensions, Treasury | Tagged , , , , , , , , , , , , , , , , , | 2 Comments

Enhanced transfer values-is there a middle way?

There’s a lot of talk about “risk sharing” between employers and members of DB pension schemes. “Risk sharing” has become a euphemism for booting members out of the pension scheme- a middle way is needed. Continue reading →

Posted in de-risking, pensions, Retirement | Tagged , , , , , , , , , | 2 Comments