here’s what you’ve been saying
alan chaplin on Time to deploy the PPF as a fo… henry tapper on Time to deploy the PPF as a fo… con Keating on Time to deploy the PPF as a fo… Eugen N on The Old British Steel Pension… henry tapper on The Old British Steel Pension… henry tapper on The Old British Steel Pension… Gwylym Wilkins on The Old British Steel Pension… Eugen N on The Old British Steel Pension… Stefan Zaitschenko on The Old British Steel Pension… John Mather on Three new ways to pay ourselve… Billy Burrows on Three new ways to pay ourselve… John Mather on Guy Opperman on “pension… Eileen finn on The Bitcoin scam – that… Ana gonzalez on The Bitcoin scam – that… henry tapper on Steve Webb’s real world…
Tag Archives: GAD
There will be cracks in care funding – that’s how the light gets in.
Today we have had it confirmeded that in exchange for a substantial increase in national insurance – to fall on those in work, those past work will be comforted that they will have their care fees paid for them, save … Continue reading
COVID-19 ; International Comparisons
How does the UK stack up against other countries? Chris Daykin has been finding out. Introduction Comparisons between countries of the progress of COVID-19 are complicated by the different effective starting points in different countries and because the number … Continue reading
Posted in actuaries, coronavirus, pensions
Tagged actuaries, Actuaries Response Group, Chris Daykin, Covid-19, GAD
1 Comment
“Procrustean Pensions”; Jon Spain challenges tPR’s modelling
On 03 March 2020, the Pensions Regulator (“TPR”) launched its consultation on clearer DB funding standards. The documentation included a report from GAD (the “report”) entitled “Modelling the Long-Term Funding Objective” dated 14 February 2020. This short piece concentrates upon … Continue reading
Posted in actuaries, pensions
Tagged GAD, Jon Spain, modelling, pensions, Procrustean, TPR
7 Comments
Triple lock? – easy!
With a deft tweet , former Pensions Minister Steve Webb wakes us up to a startling economic revelation. Doesn’t seem long since we were reading doom-laden warnings about the National Insurance Fund ‘running out of money’ in a few years. … Continue reading
Posted in actuaries, happiness, pensions
Tagged GAD, Happiness, Martin Clarke, state pension, Trevor Llanwarne, Triple-Lock
2 Comments
The Government’s pension stealth tax
What are we to make of the disenfranchisement of Stagecoach from rail contracts? I am extremely concerned by this statement , reported in the Financial Times Stagecoach said its recent bids had been non-compliant “principally in respect of pensions risk”. … Continue reading
Schools staring into a pension “abyss”
Contrary to indications that the Teachers’ Pension Scheme (TPS) employer contributions for 2019-20 would be set at 19.1%, schools have now been told that the figure from September 2019 will be 23.6%. The Teachers Pension Scheme, along with all … Continue reading
Posted in accountants, pensions
Tagged GAD, HMT, Local Government, pensions, schools, Teachers, Teachers Pension Scheme, TPS, Treasury, USS
9 Comments
“Spanish steps” – ideas on pension funding from Jon Spain.
Jon Spain is an eccentric brilliant actuary who has worked for many years worked at the Government Actuary’s department. I am proud he has asked me to provide a précis of his response to Charles Cowling’s Sessional Paper to the Institute … Continue reading
Innovative pensions for the mass of us!
In its Retirement Outcome Review (interim report), the FCA were clear on evidence of a problem The blame lies not with thick consumers but with lack of competition If competition is not working effectively and consumers make uninformed retirement income decisions this could lead to … Continue reading
Posted in advice gap, auto-enrolment, DWP, pensions
Tagged CDC, DWP, FCA, GAD, NEST, pensions, Scheme Pensions, Treasury
8 Comments
Actuaries – many ears here to listen!
I am glad that I had a go at the actuarial experts arguing in the FT. It didn’t change the way people behaved yesterday – (although several hundred people appear to have spent time reading it) – but it solicited … Continue reading
Posted in pensions
Tagged actuaries, CMI, continuos mortality improvement, GAD, IFoA, Joe Strummer, pensions, The Clash
5 Comments
A pensions dashboard brings its own risk.
A need for pension I am keen not to pour cold water on the pensions dashboard, but I am not having it promoted as the game-changer to savings behaviour. The pensions dashboard is what Martin Clarke, the Government Actuary, refers to … Continue reading
Posted in advice gap, pensions
Tagged ABI, FinTech, GAD, Government, John Cridland, Martin Clarke, pension, Pensions Dashboard, Treasury
2 Comments
